Yorkshire Building Society Contractor Mortgages - Help and FAQs

I am a freelance contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the expiry of my set term? Would this help my cause when applying for a mortgage with lend

I am a media contractor looking to buy a home in London. My next step is to secure a mortgage preferably with Yorkshire Building Society. Would it be wise to contact Yorkshire Building Society directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Yorkshire Building Society.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Yorkshire Building Society?

Does the CML Lender's Handbook stipulate the requirements for Yorkshire Building Society when it comes to contractor mortgages or self-employed mortgages.

I am lead to believe that mortgage lenders in the main consider contractors as high risk applicants; so require 3 years’ accounts to substantiate mortgage affordability. In my case as an engineering contractor, this evidence is unlikely to paint an accurate picture of my income potential. Will a broker specialising in contractor mortgages persuade lenders such as Yorkshire Building Society to offer funds on the more realistic basis of my contracted rate.