Me and my partner are due to complete on the purchase of a property in Accrington but as a consequence of damage from the recent storms I have was able negotiate recompense from the current proprietors of three thousand pounds taking the form of a reduction in the price. I had intended this to be addressed as part of a side agreement however Aldermore are not allowing this. Why were they notified?
Any property lawyer being on the Aldermore approved list is duty bound to inform Aldermore of any variations to the purchase price. If you were to refuse your property lawyer to notify the price change to Aldermore then they would have to discontinue acting for you. In addition, Aldermore and you would have to appoint a new conveyancer for your conveyancing in Accrington.
I am in the process of mortgaging my property in Accrington, does my lawyer have to be on the Bank of Ireland Solicitor panel?
There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I used Action Conveyancing a few years past for my conveyancing in Accrington. Now, I need the files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Accrington of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a property in Accrington in advance of retaining lawyers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks will not issue a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Accrington. Conveyancing may be slightly more expensive based on your lender's requirements.
How simple is it to use your search tool to find a conveyancing lawyer in Accrington on the approved list for my lender?
Step one is to select a mortgage company such as Barclays , Bank of Scotland or Godiva Mortgages Ltd then type in your location such as Accrington. Conveyancing firms in Accrington and further afield should be shown.
The property lawyers handling our conveyancing in Accrington has forwarded papers to review that indicate that the land is unregistered with epitome documents. Surely all properties in Accrington should be registered?
Whilst the vast majorities of properties in Accrington are now registered with the Land Registry there are still some that are unregistered. Any property in Accrington that has been purchased since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Accrington property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Accrington conveyancing practitioners should be able to handle this type of conveyancing but in the event that uncertainty reigns the standard recommendation nowadays seems to be for the vendor’s solicitor to register it first and thereafter deal with the sale conveyance - this will have a domino effect to result in a prolonged conveyancing.