I am the registered owner of a freehold house in Accrington but still invoiced for rent, why is this and what is this?
It is rare for properties in Accrington and has limited impact for conveyancing in Accrington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
My wife and I buying a 3 bedroom semi in Accrington. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to determine if these alterations are allowed?
Your conveyancer will review the deeds as conveyancing in Accrington will on occasion reveal restrictions in the title documents which restrict certain works or necessitated the consent of another owner. Certain additions call for local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Are all Accrington Conveyancing Quality Solicitors on the HSBC conveyancing list of approved practices?
A selection of lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
Can I be sure that the Accrington conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Accrington getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your conveyancing.
We are downsizing from our house in Accrington and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local conveyancer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing practice as opposed to a conveyancing solicitor in Accrington. We have lived in Accrington for three years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified as part of conveyancing in Accrington?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Accrington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been advised by two or three local estate agents in Accrington to find a property lawyer using your seach tool. What’s the financial advantage for Estate Agents to market your lawyers ahead of another?
We don’t offer any financial incentive for sending work our way. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Me and my partner are about to exchange on the purchase a house in Accrington but as a consequence of wreckage from the recent storms I have negotiated recompense from the seller of £3k in the form of a reduction in the price. This was going to be dealt with as part of the conveyancing process but the bank will not permit this. Should they have been involved?
Any lawyer that is on a bank conveyancing panel is required to advise the mortgage company of any amendments to the purchase figure. In the event that you did not allow your solicitor to report the reduction to your bank then they would need to disinstructing themselves from acting for you and the bank.