My partner and I are acquiring residence in Haslingden. My Conveyancer is not on the bank solicitor list. Is it possible for me to appoint my Haslingden conveyancing solicitor notwithstanding that they are excluded from the bank panel?
One must have a lawyer to complete the legal work required if you take out a loan to buy your home. They will carry out all the essential legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in place. One can select a Haslingden solicitor of your choosing. However, where the property lawyer selected is not on the mortgage company conveyancing panel additional costs will be levied as separate legal representation will be required by them. Lender panel applications can be submitted, so provided your solicitor has not previously applied for membership they should take the chance to apply.
My wife and I are buying a newly constructed flat in Haslingden and my conveyancer is telling me that she is duty bound to the lender to disclose incentives from the builder. The Estate Agents are hassling me to exchange contracts and I would rather not delay deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Last month we had a mortgage agreed in principle with Aldermore. Haslingden conveyancing solicitors were selected. How long does it take for Aldermore to send the offer to the property lawyer?
There is no definitive answer here. Have Aldermore conducted the survey? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have decided to exercise my right to buy my property in Haslingden off the council. I have a mortgage agreed with Coventry BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
My sealed bid on a detached house in Haslingden has been agreed to, but there is a chain. The owners have placed an offer on a flat, but it’s not yet agreed to, and have viewings of other apartments booked. I have instructed a high street conveyancing solicitor in Haslingden. What do I do now? When do I get the mortgage application with HSBC going?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then survey, Haslingden conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the HSBC conveyancing panel. As to the next steps this very much dictated by the specifics of your case, desire for the property and on the state of the market. In a buoyant market many purchasers will apply for the mortgage with HSBC and pay for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with the conveyancing in Haslingden.
Due to the advice of my in-laws I had a survey completed on a property in Haslingden prior to instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some lenders will refuse to grant a mortgage on such a house.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Haslingden. Conveyancing will be smoother if you use a solicitor in Haslingden especially if they are accustomed to such properties in Haslingden.
I am a sole trader planning to take an assignment of a lease of a shop on the high street. Can you recommend lawyers offering no-sale-no charges for non-domestic conveyancing in Haslingden for less than 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Haslingden, including the disposal and acquisition of businesses as well as simply property. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. Regarding the costs this will depend on the structure and terms of the deal. Let us have your details or phone so as to enable us to provide you with comprehensive commercial conveyancing calculation.
I recently become aware that one of the directors of the conveyancing practice handling the purchase conveyancing in Haslingden is an aunty of the owners that we are buying from. Is this allowed?
As long as there is no conflict of interest this should be fine. If you are needing a mortgage then the bank may have a say as many mortgage companies have specific requirements on this. For example for Virgin as of 11/5/2025, the requirements read as follows :