Is it possible for conveyancing in Ashford to be concluded in under two weeks?
Where you are under pressure to exchange it is advisable to make sure that your lawyer is familiar with the area as they will have local relationships and know-how. It is even conceivable that they could have transacted otherhouses in the same street. Therefore consider using a Ashford conveyancing solicitor. Second, make sure that the conveyancing firm is on the member panel. It is claimed that nearly one in five of Ashford conveyancing transactions are held up or derailed after discovering a purchaser’s conveyancer was not on their mortgage lender’s list of approved solicitors. This can often result in the home move being frustrated by an average of three weeks. It is estimated that this issue impacts approximately one hundred thousand home sales annually. Almost all Ashford conveyancing practices can not represent certain lenders so do check at the outset.
We see that you have a search directory listing law firms on the Clydesdale conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Ashford?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ashford.
I had intended to instruct a conveyancing solicitor in Ashford for our home move. Our broker informed us that our mortgage company Godiva Mortgages Ltd won't deal with them. Surely this is unfair competition?
A lender can insist on an approved solicitor act for it. You would be liable to meet the cost of this. Do use our database to select a solicitor to carry conveyancing in Ashford on the Godiva Mortgages Ltd member panel.
Have just purchased a probate house at auction in Ashford. Conveyancing is needed. What is next?
Now that you have exchanged you will need to appoint a conveyancing practitioner soon as you will have a tight deadline in which to complete the purchase. Every auction property should have a bespoke legal pack. This should include most,if not all of the documents that your solicitor requires. Where you are dealing with leasehold property the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You must give this to the conveyancer working for you ASAP. Do make sure that your finances are in place to complete on the on the contractual date .
I happen to be the single recipient of my late mum's estate and I have everything in my name now, including the my former home in Ashford. The Ashford property was put into my name in October. I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship could be regarded the same way as if I'd bought the property in October. Do I have to wait 6 months to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How sensible a view mortgage companies take of it, depend on the bank as this clause is principally there to pick up on subsales or the quick reselling of properties.
I have decided to exercise my right to buy my property in Ashford off the council. I have a mortgage agreed with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
It has been five months since my purchase conveyancing in Ashford took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £245,000 and identified one near me in Ashford I like with a park and transport links nearby, however it only has 52 remaining years left on the lease. I can't really find anything else in Ashford suitable, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.