I was recommended to a solicitor who has sent a quote for £1150 for no sale no fee conveyancing in Ashford. I am selling a modern house for £175,000. Is this overpriced? Is it above what I should be paying for conveyancing in Ashford?
The charges are a tad high. If you shop around you may be able to decrease the fees slightly by say £100 plus VAT. That being said, you couldlive to rue opting for an a cheaper lawyer. Don't forget to ensure the firm can represent your lender. Do make use of our comparison tool to locate a Ashford conveyancing company on the lender’s conveyancing panel which can often include conveyancing solicitors in Ashford.
My brother-in-law has suggested I instruct a conveyancing solicitor in Ashford. I I would like to check whether they are accepted on the Norwich and Peterborough Building Society approved list of lawyers. Could you help?
The first thing you should do is phone the conveyancer and ask them whether they can act for the lender. Otherwise you can call Norwich and Peterborough Building Society who may be able to assist.
Forgive me if this question is silly but I am new to the house moving as FTB of a two bedroom flat in Ashford. Do I pick up the keys to the premises on completion from my conveyancer? If this is the case, I will instruct a local conveyancing solicitor in Ashford?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the seller's lawyers, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
We were going to get a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Ashford solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Ashford solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am currently in the process of buying my council flat in Ashford. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I am planning on selling our property in Ashford and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Ashford lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Ashford. Having lived in Ashford for many years we know that this is a non issue. Do we get in touch with our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I opted to have a survey done on a property in Ashford ahead of instructing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor has said that some mortgage companies may refuse to give a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ashford. Conveyancing will be smoother if you use a solicitor in Ashford especially if they are acquainted with such properties in Ashford.
My husband and I are novice buyers - agreed a price, yet the agent informed us that the vendor will only move forward if we use their preferred conveyancers as they want an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Ashford
It is unlikely the vendors are driving this. Should the vendor want ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to appoint your own,trusted Ashford conveyancing firm - as opposed tothose that will give their estate agent a kickback or meet his conveyancing figures pre-set by head office.