Can the conveyancing solicitors listed on your site conduct attended exchange conveyancing in Ashford?
There are a few conveyancing specialists carrying out 24hr exchanges. You should contact us to get a fee calculation and details as to availability.
In what way does my ID and proof of funds have anything to do with my conveyancing in Ashford? What am I being asked for?
To satisfy the Money Laundering Regulations any Ashford conveyancing firm will require evidence of your identity in all conveyancing matters. This is usually dealt with by provision of a passport and an original bank statement or utility bill showing where you reside.
In accordance with Money Laundering Regulations, conveyancers are required to investigate not only the ID of conveyancing clients but also the source of fund that they receive in respect of any matter. Refusal to disclose this may result in your conveyancer terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers are duty bound to make a disclosure to the appropriate authorities should they believe that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.
I am buying a property in Ashford. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
Given that you are obtaining a mortgage with Kent Reliance your lawyer must check the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease fails to meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not isolated to Ashford.
Planning on purchasing a apartment in Ashford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ashford conveyancer is on the UBS conveyancing panel.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Ashford solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ashford postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Ashford.
A relative suggested that if I am purchasing in Ashford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Ashford conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Ashford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Ashford.
Given that I am about to part with over three hundred thousand on a two bedroom apartment in Ashford I wish to talk to a solicitor about myconveyancing before appointing the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your conveyancing in Ashford.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Ashford should be the amount on the final invoice that you end up paying.
I need to find a bank panel solicitor in Ashford. Could you help me?
It is not clear why you need a Ashford panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Ashford are on their panel . If you do find such a firm in Ashford not listed please direct them to our site to list. After all the cost is only one £1 a month