Recently been in touch with my conveyancing solicitor in Baschurch who conducted the legals 18 months ago asking for a conveyancing costs illustration based on an identical type of home move (a leasehold residence and a freehold premises) of almost identical values with a mortgage from Barclays Direct. It looks as though am now being charged double. Should I look for an alternative firm of conveyancing solicitor?
The estimate does seem a tad steep. If you are happy to spend time comparing costs you may be able to reduce the fees slightly by as much as a hundred pounds. On the other hand, if you were happy with the service the firm gave you maycome to rue choosing an a cheaper conveyancer. If is important to enquire that the solicitor can also act for Barclays Direct. Do utilise our search tool to locate a Baschurch conveyancing firm on the Barclays Direct conveyancing panel, which can often include conveyancing solicitors in Baschurch.
We are about to exchange contracts for a freehold house in Baschurch. We encountered a stumbling block. Our mortgage offer with Bank of Scotland expires on 10/10/2025 but the vendors are suggesting a completion date of 14/10/2025. Is it possible to extend the loan offer?
The best person to address this concern is your solicitors who should determine if he or she is better off negotiating with the bank, seller’s representatives, estate agents or possibly all three based on the history of your conveyancing to date.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Baschurch. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
We are purchasing a property in Baschurch. It might be a silly question but how we can trust a solicitor? At some point we will need to put our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am aiming to move house in November. Does my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Baschurch. Conveyancing solicitor was found prior to coming across this page.
On the afternoon of completion you will need to collect the house keys from the selling agent but this should only happen when the sellers lawyers confirm to the agent that they have the completion monies and the keys can be collected. After that you can tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a conveyancing in Baschurch or a solicitor that specialises in conveyancing in Baschurch.
is it true that all Baschurch solicitor firms on the Virgin Money conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Virgin Money conveyancing panel they would need to be governed by the SRA. The majority of lenders do permit licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Baschurch I like with a park and transport links in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Baschurch suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage that many years will likely be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Baschurch. I've discover a site which looks to be the ideal solution If it is possible to get all this stuff done via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?