We were just about to exchange contracts for a ground floor flat in Belford. We have hit a snag. Our mortgage offer with Yorkshire Building Society expires on 20/3/2025 but the sellers are putting forward a completion date of 24/3/2025. Can one extend the loan expiry date?
The person best placed to address this question is your lawyer who should determine whether they corresponding with the mortgage company, seller’s lawyers, property agents or conceivably all three taking into account the circumstances your conveyancing as of today.
My mortgage company has suggested a law firm on their panel based in Belford but I would rather choose a conveyancing lawyer in Belford or nearer to where I live. Are you able to help?
Far from all Belford conveyancing practices are on all lender’s conveyancing panel. Do make use of our search tool to choose a Belford conveyancing solicitor on the on the mortgage company panel.
What is your number one tip for choosing a conveyancing solicitor in Belford
Do not opt for the lowest Belford conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am helping my niece sell her house in Belford. Will the conveyancing solicitor order the EPC or it is for me to coordinate?
Following the abolition of Home Information Packs, energy performance certificates was kept a required part of moving house. An energy performance certificate must be commissioned in advance of the property being advertised. This is not as aspect of the sale process that law firms ordinarily organise. Where you are using a Belford conveyancing lawyer they might be able to arrange energy performance certificates due to their contacts with reputable Belford providers
Completion of my remortgage has taken place for my property in Belford. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
How do I search for a Belford solicitor on the Britannia conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Belford conveyancing lawyers located nearest you. We have detailed some Belford conveyancing firms at the bottom of this page and you can telephone them to see if they are on the Britannia panel
I only have 62 years left on my flat in Belford. I need to get lease extension but my freeholder is can not be found. What should I do?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. However, you will be required to demonstrate that you have used your best endeavours to find the lessor. In some cases an enquiry agent may be useful to conduct investigations and prepare an expert document which can be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to proving the landlord’s absence and the application to the County Court covering Belford.
I inherited a basement flat in Belford, conveyancing formalities finalised in 2002. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Belford with over 90 years remaining are worth £211,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease terminates on 21st October 2093
With only 68 years left to run we estimate the price of your lease extension to range between £9,500 and £11,000 plus costs.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.
Finally our conveyancing in Belford is completing on Friday, yet the vendors I am purchasing from has asked to move out the next day at noon. Can I agree to this?
Where you require a mortgage then your conveyancer will demand that the property isvacant on Friday - the bank will compel it.