My husband and I are nearing an exchange on a house in Bamburgh and my mum and dad have transferred the 10% deposit to my property lawyer. I am now told that as the deposit has not come from me my conveyancer needs to make a notification to my bank. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
The solicitor is obliged to clarify with mortgage company to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
The Bamburgh conveyancing firm that just started acting on my house acquisition in Bamburgh have without warning closed. They were on acting for me because I needed a firm on the Nationwide conveyancing panel and my preferred Bamburgh lawyer was not. I paid them money on account. What should be my next steps?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Nationwide conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help.
Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who did the conveyancing in Bamburgh 4 years ago have long since closed. What are my next steps?
As long as the title is registered the information relating to your ownership will be recorded by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, find your house and get current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Bamburgh is the location of the property. What do you suggest?
Flying freeholds in Bamburgh are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bamburgh you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bamburgh may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my house. My past conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Bamburgh if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Bamburgh. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I today become aware that one of the partners of the solicitors handling the purchase conveyancing in Bamburgh is a relative of the owners that we are buying from. Is this acceptable?
Provided there is no conflict of interest this is permitted. If you are needing a home loan then the lender may have a say as many mortgage companies have specific requirements on this. For example for Santander as of 4/12/2025, the requirements read as follows :