Why do I have to pay up front for conveyancing in Bamburgh?
If you are buying a property in Bamburgh your lawyer will ask you put them with funds to cover the search fees. Ordinarily this is asked for to cover the fees of the conveyancing searches. When the deposit is as part of the purchase price then this should be asked for shortly ahead of contracts are exchanged. The final balance that is due will be payable shortly before completion.
My grandmother passed away last year and as sole heir and executor I was left the property in Bamburgh. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
What does a local search inform me regarding the property my wife and I purchasing in Bamburgh?
Bamburgh conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search plays a central part in many a Bamburgh conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Are there restrictive covenants that are commonly identified as part of conveyancing in Bamburgh?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bamburgh. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are a fortnight into a leasehold purchase having been recommend to solicitors by the selling agent to perform conveyancing in Bamburgh. I am am extremely dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?
They would need to be really bad to suggest changing them. Has your mortgage offer been sent? If so you must inform them of the replacement conveyancer and have the mortgage documents are re-sent. Your conveyancer needs to be on the mortgage company approved list to avoid supplemental expenses and complications. So that should be your starting point. Our find a solicitor tool will help you find a lender approved lawyer for your home move in Bamburgh
I have just appointed agents to market my ground floor apartment in Bamburgh.Conveyancing has not commenced but I have just received a quarterly maintenance charge demand – what should I do?
The sensible thing to do is discharge the service charge as usual as all ground rent and maintenance charges will be allottedon completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially