Finally the sale completed on my house in Bamburgh last July but our buyer keeps e-mailing me to say their solicitor is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer should send the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also evidence that the legal charge in favour of the lender has been redeemed to the buyers conveyancers. There are no post completion tasks just for conveyancing in Bamburgh.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Bamburgh. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you plan to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
There is lots of here about conveyancing in Bamburgh but can you isolate your top tip for choosing the right conveyancer in Bamburgh
We would encourage you not to base your choice on the cheapest Bamburgh conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have decided to exercise my right to buy my property in Bamburgh off the council. I have a mortgage agreed with Nottingham. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
I was told three weeks ago that my mortgage has been agreed to by Coventry BS. Is it usual for Coventry BS to only issue the offer once my solicitor in Bamburgh is approved on their conveyancing panel? Coventry BS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search inform me regarding the property we're buying in Bamburgh?
Bamburgh conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company such as PSG The local search plays a central role in many a Bamburgh conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who did the conveyancing in Bamburgh 4 years ago no longer exist. Will I be able to sell the house?
These day there are copies made of almost everything, and your solicitor should know precisely where to locate all the appropriate documentation so you can purchase or sell your house without a hitch. If copies can’t be located, your lawyer may be able to arrange cover in the form of insurance or indemnities against future claims on the property.
My husband and I are one month into a residential purchase having been referred to conveyancers by the local agent to perform conveyancing in Bamburgh. I am am very dissatisfied with the quality of service. Could you you assist me in finding new lawyers?
A lawyer would have to be really bad to suggest changing them. Has the mortgage been generated? If so you must advise them of the new contact details and ensure the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company panel to avoid escalating charges and complications. So that should be your first question of the new solicitors. The search tool will help you find a bank approved solicitor for your conveyancing in Bamburgh