When scouring moneysavingexpert.com for an online solicitor in Bourne, most comment that I must use a CQS assured lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in the legal transfer of properties, trusted by some of the UK's leading lenders. Four years ago the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. CQS is not a scheme offered by the Council of Licensed Conveyancing. Bourne is one of the numerous areas of the UK where there are CQS solicitors.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Bourne?
There are two types of lawyers who can do conveyancing in Bourne namely CLC regulated conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or purchase of property. Both are duty bound to handle Bourne conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly administered and that all necessary steps should be suitably attended to.
is it true that all Bourne solicitor practices on the HSBC conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the SRA. Many lenders do allow licenced conveyancers on their panel and in such a situation the organisation would be governed by the CLC.
After shopping around on the internet I have found a Bourne solicitor having made sure that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Bourne postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Bourne.
3 months have elapsed following my purchase conveyancing in Bourne took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Bourne is where the house is located. What do you suggest?
Flying freeholds in Bourne are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bourne you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bourne may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon part with £400,000 on 3 bedroom house in Bourne I wish to talk to a conveyancer regarding theconveyancing in advance of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your property ownership legalities in Bourne.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Bourne should be the amount on the final invoice that you are charged.
We are four weeks into a freehold purchase having been referred to a firm by the estate agent to perform conveyancing in Bourne. We are not happy. Could you you assist me in finding new solicitors?
A solicitor would need to be very poor to suggest changing them. Has the mortgage offer been sent? If so you need to inform them of the new contact details and get the mortgage documents are re-issued. Your new solicitor ideally should be on the mortgage company panel to avoid supplemental costs and delays. That should be your first question of the new lawyers. Our search tool can help you find a lender approved conveyancer for your home move in Bourne