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Conveyancing in Bourne : Keep it Local

Reasons to use our Bourne conveyancing solicitors

  • 1 The hallmark of our conveyancing solicitors in Bourne is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the level of professionalism you will expect.
  • 2 We are the UKs most comprehensive domestic conveyancing directory listing bank approved law practices carrying out conveyancing in Bourne regulated and authorised by the SRA or CLC.
  • 3 Bourne conveyancers will acquainted with the local Land Registry Office, Local Authority and property agents
  • 4 Bourne lawyers have a crucial edge when it comes to Bourne conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can impact your sale or purchase
  • 5 Excellent communication and a wealth of expertise are key benefits that you should seek when selecting conveyancing solicitors. Bourne property deals can become a lot more complicated due to lack of transparency between all the parties. The lawyers we work with endeavour to make sure that the lines of communication are open and act on arising issues and developments quickly.

Examples of recent conveyancing in Bourne since September 2024*

Recently asked questions about conveyancing in Bourne

My uncle passed away last year and as sole heir and executor I was left the house in Bourne. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this allowed?

If you plan to re-mortgage then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.

Is it the case that all Bourne conveyancing solicitors on the Clydesdale conveyancing panel are overseen by the SRA?

As solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be regulated by the SRA. Many banks do list licenced conveyancers on their panel and in such a situation the firms would be governed by the Council of Licensed Conveyancers.

I currently have a mortgage with Nottingham for my property in Bourne. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?

Nottingham must be informed of your intention in advance of letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. It may be that Nottingham will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel lawyer.

I am selling my flat. I had a double glazing fitted in November 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, UBS are being a right pain. The Bourne solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Should my lawyer be raising enquiries regarding flooding as part of the conveyancing in Bourne.

Flooding is a growing risk for solicitors carrying out conveyancing in Bourne. There are those who buy a house in Bourne, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.

Solicitors are not best placed to impart advice on flood risk, however there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which should give them a better understanding of the risks in Bourne. The conventional set of property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to find out if the property has suffered from flooding. If flooding has previously occurred which is not disclosed by the vendor, then a buyer may commence a legal claim for losses as a result of such an misleading response. The purchaser’s lawyers will also order an enviro search. This should indicate whether there is a recorded flood risk. If so, additional investigations should be initiated.

It has been five months since my purchase conveyancing in Bourne concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Bourne differ for newly converted properties?

Most buyers of new build property in Bourne approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Bourne usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bourne or who has acted in the same development.

Are there any apps to assist me to identify a Bourne solicitor on the National Westminster Bank conveyancing panel? I have wheels and am happy to travel upto 10kilometers to meet the lawyer.

Feel free to make use of the facility on this website. Please choose the mortgage company and your location and you will see a number of Bourne conveyancing lawyers locally. We have listed some Bourne conveyancing firms towards the end of this page and you can contact them to see whether they are on the National Westminster Bank panel

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Commercial Conveyancing solicitors in Bourne regulated by the SRA

The firms listed below are a small selection of solicitors in Bourne practicing in commercial conveyancing in Bourne. This will likely include advice on commercial leases including all matters relating to landlord and tenant law
  • Duncan A Pickering, 4 Southfields, Bourne, Lincolnshire, PE10 9TZ

Domestic Licensed Conveyancers in Bourne regulated by the Council of Licensed Conveyancers

Please note that the listed conveyancers do not limit their work for conveyancing in Bourne but also conveyancing across England and Wales.
  • Suremove Property Lawyers Limited, 11 North Street, PE10 9AF

What to expect from a Licensed Conveyancer for conveyancing in Bourne?

Licensed Conveyancers support the transfer of ownership of a property from one person to another and cover conveyancing countrywide as well as Bourne. If appointed a Licensed Conveyancer regulated by the CLC, you can expect:
  • Have an honest and lawful service.
  • Have a high standard of legal services.
  • Enjoy the benefit of your transaction dealt with using care, skill and diligence.
  • Enjoy the benefit of a high standard of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your specific requirements.
  • Not feel discriminated against, victimised or harassed.
  • Not receive a service which is below the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your individual needs taken into account should a complaint be necessary.
  • Enjoy the benefit of a speedy, impartial and comprehensive service when if a complaint is made about your conveyancing in Bourne.

Neighboring Locations

Bourne
Stamford
Ryhall
Werrington
Market Deeping

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.