Much to our surprise we have been advised by our estate agent that my Brackley solicitor is not on the lender Solicitor panel. What can I do to check?
The sensible course of action for you to take is to call your Brackley conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Brackley conveyancing firm that is on the approved list of lawyers for your mortgage company.
I am close to exchanging contracts on the sale of our house in Brackley and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Brackley conveyancer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing practice rather than a conveyancing solicitor in Brackley. Having lived in Brackley for 4 years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I purchased a 4 bedroom Edwardian house in Brackley. Conveyancing practitioner acted for me and Yorkshire Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brackley and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who conducted the work.
I am buying a new build flat in Brackley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Brackley
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.
I opted to have a survey completed on a property in Brackley prior to appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not issue a mortgage on such a property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brackley. Conveyancing will be smoother if you use a solicitor in Brackley especially if they regularly deal with such properties in Brackley.
Is it possible to transfer to a new solicitor as I have to find a firm on the National Westminster Bank conveyancing list. I hired a high street conveyancing solicitor in Brackley round the corner but he is not approved by National Westminster Bank
It would be our pleasure to assist you find a conveyancing solicitor in Brackley on the National Westminster Bank panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Brackley. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Brackley.