I'm in the process of swapping over from my domestic home loan to a BTL Accord Mortgages Ltd mortgage. The bank has said that I must appoint a solicitor for this. I spoke to my previous Bromley conveyancing solicitor who who conducted the conveyancing when I previously bought the premises. The quote e-mailed to me of £575 plus disbursements has surprised me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is fractionally on the steep side. If you are prepared to expend time scrutinising charges you may be able to trim some of the cost by perhaps a hundred pounds. On the other hand, if you were happy with the conveyancing the firm offered you couldcome to regret choosing an an unknown lawyer. Don't forget to ensure the conveyancer can act for Accord Mortgages Ltd. You can use our search tool to get a quote a Bromley conveyancing firm on the Accord Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Bromley.
Do the conveyancing solicitors listed on your site carry out right to buy conveyancing in Bromley?
We work with a number of conveyancing experts carrying out right to buy transactions Do get in touch with us to secure a costs calculation.
There is lots of here regarding conveyancing in Bromley but what is your top tip for appointing the right conveyancer in Bromley
It would be unwise to be tempted by the lowest Bromley conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am buying a terrace house in Bromley. We would like to an extension at the rear at the house.Will the conveyancing process include investigations to see if these alterations are prohibited?
Your conveyancer should check the deeds as conveyancing in Bromley will occasionally identify restrictions in the title deeds which prevent categories of alterations or need the permission of a 3rd party. Some works need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
After what seems like an age I have had an offer on a maisonette in Bromley agreed to, but there is a chain. The sellers have offered on on an apartment, however it’s not yet agreed to, and are looking at other properties booked. I have selected a high street conveyancing solicitor in Bromley. What do I do now? When should I get the mortgage application with Kent Reliance going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx £1k, then valuation, Bromley conveyancing search charges, etc). The first thing to do is check that your solicitor is on the Kent Reliance conveyancing panel. Concerning the subsequent phase this very much depends on the specifics of your case, attraction to the property and on the state of the market. In a hot market some purchasers would apply for the mortgage with Kent Reliance and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with the conveyancing in Bromley.
I have a terraced Victorian house in Bromley. Conveyancing lawyer acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the matching address. Is it worth asking Aldermore to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bromley and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who conducted the purchase.
I'm buying my first flat in Bromley with a mortgage from Santander. The builders would not reduce the price so I negotiated 6k of additionals instead. The property agent told me not reveal to my solicitor about the extras as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Bromley cover?
Commercial conveyancing in Bromley incorporates a broad range of guidance, supplied by qualified solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.