Recently been in touch with my conveyancing solicitor in Bromley who acted for me 18 months ago asking for a conveyancing costs illustration based on an identical type of house sale & purchase (a leasehold residence and a freehold premises) of almost identical values with a home loan from Norwich and Peterborough Building Society. It looks as though am now being charged twice the amount. Should I look for a cheaper online firm of conveyancing solicitor?
The estimate does seem a tad on the high side. If you shop around you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. On the other hand, providing that you were satisfied with the assistance the firm gave you maycome to rue opting for an an unknown solicitor. Remember to ensure the conveyancer can also act for Norwich and Peterborough Building Society. Do employ our search tool to locate a Bromley conveyancing firm on the Norwich and Peterborough Building Society approved list of lawyers, which can often include conveyancing solicitors in Bromley.
Can I use your services to recommend a Conveyancing solicitor in Bromley even if I’m not purchasing or disposing of a house, for example where I want to acquire an office in Bromley with a loan from Yorkshire Building Society?
Our search tool is predominantly utilised to find domestic conveyancing solicitors in Bromley but we have listed at the bottom of this page a selection of Bromley commercial conveyancing firms. You should make contact with the firm directly to establish if they are also authorised to represent Yorkshire Building Society
There are numerous conveyancing solicitors in Bromley but how do I know who's good?
Do not opt for the cheapest Bromley conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We are purchasing a terrace house in Bromley. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve enquiries to ascertain if these works are allowed?
Your conveyancer will review the registered title as conveyancing in Bromley will on occasion reveal restrictions in the title deeds which prohibit categories of works or necessitated the permission of another owner. Certain extensions need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
We have agreed to purchase a house in Bromley. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?
As your lender is Lloyds your lawyer must follow the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Lloyds. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Lloyds where a lease fails to comply with these requirements. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Bromley.
How does conveyancing in Bromley differ for new build properties?
Most buyers of new build property in Bromley approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because developers in Bromley usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bromley or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Bromley is the location of the property. Can you offer any guidance?
Flying freeholds in Bromley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bromley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bromley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it simple use your search tool to get a costs illustration from a conveyancing solicitor in Bromley on the authorised to act for my bank?
1st select a mortgage company such as National Westminster Bank, Skipton Building Society or Godiva Mortgages Ltd then specify your preferred area e.g. Bromley. Conveyancing firms in Bromley and further afield will then be shown.