We're in Limehouse, First time buyers purchasing with a mortgage (lender is Santander , and our lawyer is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I are selling our property in Limehouse and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a nationwide conveyancing practice rather than a conveyancing solicitor in Limehouse. We have lived in Limehouse for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to my property can not be found. The conveyancers who handled the conveyancing in Limehouse 5 years ago are no longer around. What do I do?
As long as the title is registered the information relating to your proprietorship will be documented by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, find your property and order up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Due to the encouragement of my in-laws I had a survey completed on a house in Limehouse before retaining conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Nationwide. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Limehouse. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Limehouse to see if the conveyancing costs will increase in light of this.
In what way can the Landlord & Tenant Act 1954 affect my commercial premises in Limehouse and how can you help?
The particular law that you refer to gives a safeguard to business leaseholders, giving them the dueness to make a request to court for a new lease and continue in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Limehouse is one of our many areas of the UK in which our lawyers have offices
My brother has recommend that I instruct his lawyers for conveyancing in Limehouse. Should I use them?
No doubt the best way to find a conveyancing practitioner is to get recommendations from friends or family who have actually experience in using the conveyancer that you are are thinking of instructing.