Last August we completed a house move in Camberwell. We have noticed several issues with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that should have been ordered for conveyancing in Camberwell?
The question is not clear as to the nature of the problems and if they are relate to conveyancing in Camberwell. Conveyancing searches and investigations undertaken during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a seller completes a form referred to as a Seller’s Property Information Form. answers ends up being incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Camberwell.
What is the first thing I need to know concerning purchase conveyancing in Camberwell?
Not many law firms or advisers will tell you this but conveyancing in Camberwell or throughout South East London is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for conflict between you and other parties involved in the ownership transfer. E.g., the seller, estate agent and on occasion a bank. Choosing a law firm for your conveyancing in Camberwell is a critical decision as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to act in your best interests and to keep you safe.
We are witnessing a distinct emergence of a "blame" culture- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor ahead of all other players in the home moving process.
My friend suggested that if I am buying in Camberwell I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Camberwell conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Camberwell around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Camberwell Education with maps and statistics, Local Amenities and other useful data about Camberwell.
I have todayfound out that Stirling Law have closed. They carried out my conveyancing in Camberwell for a purchase of a leasehold flat 12 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Camberwell conveyancing specialists.
I decided to have a survey done on a property in Camberwell ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies may not issue a loan on such a house.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Camberwell. Conveyancing will be smoother if you use a solicitor in Camberwell especially if they are acquainted with such properties in Camberwell.
I am using a search engine for the phrase on line conveyancing in Camberwell it shows results of many conveyancerslocally. How do I determine which is the suitable solicitor for the sale of my house?
The preferential method of seeking a suitable conveyancer is through a personal referral, so enquire of friends and those you trust who have purchased a property in Camberwell or the respected estate agent or financial adviser. Charges for conveyancing in Camberwell vary, so it's a good idea to request at least three costs illustrations from different property lawyers. Dont forget to clarify that the charges are assured not to rise.