We are about to sign contracts for a leasehold flat in Camberwell. We have hit a problem. Our loan offer with Aldermore runs out on 21/8/2025 but the sellers are putting forward a completion date of 26/8/2025. Can one extend the loan offer?
The best person to address this concern is your lawyer who is in a position to determine if they corresponding with the bank, seller’s representatives, selling agents or conceivably all parties based on what has happend in your conveyancing to date.
Do conveyancers ask for money up-front for conveyancing in Camberwell?
If you are buying a property in Camberwell your lawyer will ask you put them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is as part of the sale price then this should be required immediately ahead of exchange of contracts. The final balance that is needed will be payable shortly before completion.
My wife and I are in the process of looking at flats in Camberwell and I am about to put in an offer. Should I already have a solicitor appointed at this point? I intend to finance via a home loan with RBS.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are seeking a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.
The mortgage over my property is with Yorkshire BS for my property in Camberwell. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?
Yorkshire BS must be informed of your intention in advance of renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.
I am selling my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being difficult. The Camberwell solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Stirling Law a few years past for my conveyancing in Camberwell. I now require my file but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Camberwell of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How simple is it to change conveyancer as I need to instruct a firm on the The Royal Bank of Scotland conveyancing list. I hired a local conveyancing solicitor in Camberwell round the corner but she is not approved by The Royal Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Camberwell on the The Royal Bank of Scotland panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Camberwell. In making use of the find a conveyancing solicitor tool on this page, you can compare fees for conveyancing solicitors in Camberwell and throughout England and Wales.
Me and my partner are purchasing a leasehold apartment in Camberwell. Conveyancing estimates are averaging around £two thousand. Is that reasonable?
The average fee last year for conveyancing in Camberwell was £1,419 not including Land Tax and HM Land Registry fees.