What does my ID and proof of funds have anything to do with my conveyancing in Denmark Hill? What am I being asked for?
Denmark Hill conveyancing solicitors as well as nationwide property lawyers accross the UK have a duty under money laundering regulations to verify the identity of any client with a view to ensure that clients are who they say they are.
Conveyancing clients are required to disclose two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).
Evidence of the origin of funds is also necessary under the money laundering laws as lawyers are duty bound to investigate that the monies you are using to purchase a property (whether it be the deposit for exchange or the total purchase price where you are buying without a mortgage) has come from an acceptable source (such as an inheritance) and is not the proceeds of criminal activity.
I am looking to buy a flat and need a conveyancing solicitor in Denmark Hill who is on the National Westminster Bank conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Denmark Hill. We dont recommend any particular firm.
We are planning to move house in December. Should my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in Denmark Hill. Conveyancing firm was chosen prior to coming across this website.
On the afternoon of completion you can pick up the house keys from your selling agent however this should only happen once the vendors lawyers advise the agent that the monies to complete are in and the keys can be collected. You will need to inform the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in choosing a conveyancing in Denmark Hill or a solicitor that specialises in conveyancing in Denmark Hill.
My wife and I are in the throws of viewing houses in Denmark Hill and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Nationwide.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are getting a mortgage with Nationwide, ask your prospective lawyers if they are on the Nationwide conveyancing panel otherwise they can't do the mortgage legal work.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Denmark Hill solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Denmark Hill postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Denmark Hill.
What does a local search tell me concerning the property my wife and I purchasing in Denmark Hill?
Denmark Hill conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for example Xpress Legal The local search is essential in every Denmark Hill conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
Me and my brother own a 4 bedroom Georgian house in Denmark Hill. Conveyancing practitioner represented me and Britannia. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Denmark Hill and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the purchase.
I am on look out for some leasehold conveyancing in Denmark Hill. Before diving in I would like to find out the number of years remaining on the lease.
Assuming the lease is registered - and almost all are in Denmark Hill - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have had difficulty in trying to purchase the freehold in Denmark Hill. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We are happy to put you in touch with a Denmark Hill conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Denmark Hill residence is 66 Southwell Road in March 2012. By Order of Deputy District Judge Stone dated 25 January 2012 a vesting order was made. The determination of the purchase price was referred to the Tribunal who decided that the amount payable for the freehold should be£29,612.00 This case related to 3 flats. The remaining number of years on the lease was 72.58 years.