Me and my partner are buying an apartment in Denmark Hill. My lawyer is not on the lender approved list. Can I still continue with my Denmark Hill conveyancing solicitor even though they are not on the mortgage company approved list?
You must appoint a solicitor to deal with the formalities when you need a mortgage to buy your home. They will conduct all the necessary investigations on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. You can appoint a Denmark Hill conveyancing practitioner of your choice. Nevertheless, where the property lawyer appointed is not a member of the mortgage company solicitor panel supplemental fees will be incurred as separate legal representation will be need by the bank. Bank panel applications can be submitted, so where your conveyancer has not historically applied for membership they can do so.
We note that you have a post code search directory identifying firms on the Barclays conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Denmark Hill?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Denmark Hill.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Denmark Hill. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Leeds Building Society will require that you use a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
I am helping my aunt sell her flat in Denmark Hill. Will the conveyancing solicitor arrange the energy assessment or do I organise this?
Following the demise of Home Packs, energy performance certificates became a mandatory part of selling a property. An EPC must be to hand in advance of the property being advertised. It is not as aspect of the sale process that law firms ordinarily arrange. If you are instructing a Denmark Hill conveyancing practitioner they might be willing to arrange energy assessments due to their contacts with long established Denmark Hill accredited person
We previously chose conveyancing lawyers located in Denmark Hill on the HSBC solicitor approved list. They are now charging me a separate amount for dealing with the HSBC mortgage. Is this a supplemental conveyancing fee set by HSBC?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor is entitled to charge a fee for this. The charge is not set by HSBC but by your Denmark Hill property lawyer. Numerous firms on the HSBC panel will quote ’dealing with mortgage’ fee and others do not.
My wife and I are in the process of looking at apartments in Denmark Hill and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with TSB.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are taking out a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.
I have todaybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Denmark Hill for a purchase of a freehold house 9 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Denmark Hill conveyancing specialists.
We're FTB’s - agreed a price, but the estate agent has warned us that the owners will only move forward if we use their recommended conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a family solicitor who is accustomed to conveyancing in Denmark Hill
It is improbable the sellers are driving this. If they desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is not the way to achieve this. Avoid the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you will continue to use your own,trusted Denmark Hill conveyancing lawyers - as opposed tothe ones that will give the estate agent a commission or hit his conveyancing figures demanded by corporate headquarters.