We are about to exchange contracts for a ground floor flat in Castleton. We encountered a problem. Our loan offer with Godiva Mortgages Ltd expires on 13/4/2026 but the sellers are suggesting a completion date of 15/4/2026. Is it possible to prolong the mortgage offer?
The person best placed to address this question is your conveyancer who will calculate if they should be discussing with the bank, owner’s representatives, selling agents or possibly all parties taking into account the history of your house move as of today.
We are purchasing a flat and require a conveyancing solicitor in Castleton who is on the Aldermore approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Castleton.
Do commercial conveyancing searches reveal planned roadworks that could impact a commercial premises in Castleton?
Many commercial conveyancing solicitors in Castleton will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Castleton. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Castleton.
For each commercial conveyancing transaction in Castleton it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Castleton commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Castleton.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Castleton is where the house is located. Can you offer any opinion?
Flying freeholds in Castleton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Castleton you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Castleton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I will soon spend £400,000 on a house in Castleton I wish to have a conversation with the solicitor concerning theconveyancing in advance of instructing the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your property ownership legalities in Castleton.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Castleton should be the amount on the final invoice that you are charged.
Back In 2007, I bought a leasehold flat in Castleton. Conveyancing and The Mortgage Works mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Castleton who acted for me is not around. Do I pay?
First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. There is no need to instruct a Castleton conveyancing practitioner to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a 2 bed flat in Castleton, conveyancing having been completed in 1997. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Castleton with over 90 years remaining are worth £171,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease runs out on 21st October 2105
You have 79 years unexpired we estimate the price of your lease extension to be between £8,600 and £9,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.