It is 10 years ago since I acquired my property in Bakewell. Conveyancing solicitors have recently been instructed on the sale but I can't track down my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be retained by your lender or they could be archived with the conveyancers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Bakewell relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
How does conveyancing in Bakewell differ for new build properties?
Most buyers of new build or newly converted property in Bakewell approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Bakewell tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bakewell or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Bakewell ahead of instructing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks may refuse to give a loan on such a house.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bakewell. Conveyancing will be smoother if you use a solicitor in Bakewell especially if they regularly deal with such properties in Bakewell.
Given that I will soon part with over three hundred thousand on a garden flat in Bakewell I would like to have a conversation with the conveyancer concerning thehome move before instructing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your property ownership legalities in Bakewell.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Bakewell should be the figure that you are charged.
I have been sourcing a conveyancing solicitor in Bakewell for my purchase. Is there any facility to check a firm’s complaints history with the profession’s regulator?
One may read presented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA may recorded call for training requirements.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.