It has come to my attention via my lender that my Caterham solicitor is not on the bank Solicitor panel. How can I be sure if this is correct?
The first thing you need to do is to call your Caterham conveyancer. You lawyer should advise you of the situation. Where they are not on the panel they may recommend you to a Caterham conveyancing practice that is on the conveyancing panel for your bank.
I am selling my apartment in Caterham. Does the solicitor need to be on the RBS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
We are planning to move home in August. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Caterham. Conveyancing solicitor was found prior to coming across this page.
On the day of completion you will need to collect the house keys from your property agent but this can only occur once the previous owners conveyancers confirm to the agent that they have the completion monies and the keys can be collected. You should inform the removal men that you are ready to move in. We do not suggest a particular removal company but can help you locate a conveyancing in Caterham or a solicitor with expertise in conveyancing in Caterham.
Please help - my lawyer says that flying freehold insurance is necessary on my purchase. What is the level of cover for Caterham conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
When it comes to mortgage companies such as Nationwide, do Caterham solicitors face an annual charge to be on the conveyancing panel?
We are unaware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I used Arc property Solicitors a few years past for my conveyancing in Caterham. I now require my file however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Caterham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My cousin has suggested that I use his conveyancing solicitors in Caterham. Should I find my own conveyancer?
No doubt the best way to find a conveyancing lawyer is to get referrals from friends or family who have used the solicitor that you are contemplating using.
A licensed conveyancer handled my conveyancing in Caterham three years past having stored my deeds but has since been shut down – how do I retreive these?
Deeds, as such, are no longer appropriate for most homes in Caterham are registered electronically at Land Registry. Where you need to prove evidence of proprietorship or are disposing of or re-mortgaging your solicitor will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.