About to place a bid on a leasehold property in Warlingham. The property agents tell me that it is the norm for flats in Warlingham to have less than 75 years left on the lease. I am taking out a loan with Chelsea Building Society. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 2/7/2026 the requirements read as follows :
I am assisting my niece sell her flat in Warlingham. Will the solicitor commission an energy performance certificate or it is for the owner to coordinate?
Following the abolition of Home Packs, EPC’s was left as a compulsory component of moving house. An EPC should be commissioned prior to the property being marketed. It is not a task that lawyers normally arrange. If you are instructing a Warlingham conveyancing practitioner they may be willing to arrange EPC’s due to their contacts with long established local providers
I have decided to exercise my right to buy my property in Warlingham off the council. I have a mortgage agreed with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Warlingham solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Warlingham postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Warlingham.
Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Warlingham?
Unless a previous acquisition of the premises took place after 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Warlingham to continue to recommend a chancel search and or chancel repair liability insurance.
I am buying a new build flat in Warlingham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Warlingham
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Warlingham?
At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Warlingham. Unlike many estate agents and brokerage sites we do not operate kick-back deals with solicitors. Some agents and online brokers 'recommend' solicitors that pays the highest per referral, not the best value conveyancing in Warlingham
I need to find a conveyancing solicitor for remortgage conveyancing in Warlingham. I happened to discover a web site which looks to be the ideal offering If it is possible to get all formalities completed via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?