My nephew is about to exchange on a new build apartment in Catterick Garrison with a home loan from Lloyds. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Lloyds conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Lloyds conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Do conveyancers request money up-front for conveyancing in Catterick Garrison?
If you are buying a property in Catterick Garrison your lawyer will request that you place them with monies to cover the search fees. Normally this is called for to cover the fees of the conveyancing searches. When the deposit is as part of the sale price then this should be needed shortly in advance of exchange of contracts. The closing balance that is needed should be sent to your lawyer a couple of days ahead of the day of completion.
My partner and I are intent on selling our home in Catterick Garrison and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Catterick Garrison conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using an internet conveyancing outfit as opposed to a conveyancing solicitor in Catterick Garrison. We have lived in Catterick Garrison for three years we know of no issue. Do we contact our local Authority to get confirmation need.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Due to the advice of my in-laws I had a survey completed on a house in Catterick Garrison prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies tend not issue a loan on such a house.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Catterick Garrison. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Catterick Garrison to see if the conveyancing costs will increase in light of this.
I was pointed in your direction by numerous estate agents in Catterick Garrison to locate a solicitor using your seach tool. What’s the financial incentive for Estate Agents to promote your site over another?
We refuse to offer any commission for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I yesterday become aware that one of the directors of the solicitors undertaking the purchase conveyancing in Catterick Garrison is a relative of the seller. Is this permitted?
As long as there is no conflict of interest this should be fine. If you are needing a home loan then the bank may have a say as many lenders have specific requirements concerning this. For example for Yorkshire Building Society as of 15/8/2026, the requirements read as follows :