I am the registered owner of a freehold residence in City of Darlington but nevertheless invoiced for rent, why is this and what is this?
It is rare for properties in City of Darlington and has limited impact for conveyancing in City of Darlington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in City of Darlington?
There are many registered licenced Conveyancers in City of Darlington and Solicitor practices in City of Darlington to choose from It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My fiancee and I are in the throws of looking at flats in City of Darlington and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this point? I intend to finance via a mortgage with Santander.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
The formalities of my purchase has taken place for my property in City of Darlington. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I used Wolstenholmes several years past for my conveyancing in City of Darlington. Now, I need my files however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in City of Darlington of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in City of Darlington differ for new build properties?
Most buyers of new build property in City of Darlington approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because builders in City of Darlington tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in City of Darlington or who has acted in the same development.
I'm remortgaging my current property to a BTL mortgage with The Mortgage Works and intend to use the remaining equity as a deposit on a second house. The location we are talking about is City of Darlington. Will your conveyancers be able to act for the two lenders and tie in the two deals?
Make use of our search tool on this site to be sure that the solicitors are approved by both banks. On the basis that they are your lawyer should be able to simultaneously deal with the two deals but you should talk with you conveyancer and communicate your desired outcome and needs.
Myself and my wife have recently had an offer accepted on a apartment and had meeting on Wednesday with Nationwide for the mortgage. They warned me that when it comes to choosing a conveyancer that if they are not on their approved panel of solicitors then we will incur a further fee of £200. This is is due to the fact that they will then have to select a conveyancer to act for them in addition to the one we select for ourselves and we assume responsibility for their fees. I have asked Nationwide to send me with a list so I can obtain estimates only from their approved lawyers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?
Ask Nationwide what their criteria for joining their panel is for a conveyancer.Then ask the lawyer of your choice whether they meet the criteria and have they acted on mortgages for Nationwide before. If the answer to those is yes, then just clarify this with Nationwide. Alternatively please utilise our search tool and we may be able to find you a solicitor in City of Darlington on the approved list for Nationwide.