We note that you have a search directory identifying law firms on the HSBC conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Cheam?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cheam.
My uncle passed away six months ago and as sole heir and executor I was left the property in Cheam. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?
Given you intend to refinance then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
What will a local search tell me concerning the house we're purchasing in Cheam?
Cheam conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search plays an important part in most Cheam conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search should supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I have justdiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Cheam for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is in my name in the name of the former proprietor?
The easiest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cheam conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a property in Cheam prior to instructing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks may not grant a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cheam. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it best to choose a Cheam conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can conduct the conveyancing but they are based 400miles away.
The primary upside of using a local Cheam conveyancing practice is that you can drop in to sign documents, deliver your identification documents and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were content that should surpass using an unknown Cheam conveyancing lawyer just because they are based in the area.