Completed the sale of my flat in Cheam last January but my buyer keeps Skype messaging me to say her solicitor is waiting to hear from mysolicitor. What are the post completion sale formalities now that I have sold?
Post completion of your sale your solicitor should forward the transfer documentation and all additional paperwork to the purchaser's lawyers. Where relevant, your conveyancer must also send confirmation that the home loan has been repaid to the buyers lawyers. There is unlikely to be post completion procedures specific conveyancing in Cheam.
This question may be naive but I am unexperienced as FTB of a garden flat in Cheam. Do I pick up the keys to the house on completion from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Cheam?
On the day of completion you will not be required to attend the conveyancers office in Cheam. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and once they have received this, you should be able to collect the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
How can we know in advance if a Cheam conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Cheam obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your conveyancing.
I am selling my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being pedantic. The Cheam solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
It has been 2 months since my purchase conveyancing in Cheam completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a house in Cheam before instructing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies tend not grant a mortgage on such a premises.
It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to telephone us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cheam. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheam to see if the conveyancing costs will increase in light of this.
I'm refinancing my primary property to a buy to let mortgage with Bank of Ireland and I will use the rest of the raised equity as a down payment on another house. The neighborhood we are interested in is Cheam. Will your lawyers be able to act for the two banks and link together the conveyances?
Make use of our comparison tool on this site to be sure that the conveyancers are on the appropriate lender panels. Assuming that they are your solicitor will be able to connect the two transactions but you should talk with you solicitor and communicate your expectations and needs.
I am an executor of my recently deceased mum’s Will, with a house in Cheam which will be marketed. The house is unregistered at the Land Registry and I'm advised that many buyers solicitors will insist that it is completed before they will proceed. What's the mechanism for this?
In the circumstances you refer to it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.