As someone clueless as to conveyancing in Belmont what is the number one tip you can impart for the home moving process in Belmont
Not many law firms or advisers will tell you this but conveyancing in Belmont and elsewhere in England and Wales is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of opportunity for conflict between you and other parties involved in the legal transfer of property. E.g., the seller, selling agent and on occasion your bank. Selecting a solicitor for your conveyancing in Belmont should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to protect your legal interests and to protect you.
There is a distinct increase of a "blame" culture- someone has to be blamed for the process taking so long. We recommend that you must always trust your lawyer above all other players in the home moving process.
We hope to to buy with Loughborough BS. I dropped in 3 or 4 high street firms but am unable to find a Belmont conveyancing firm on the Loughborough BS panel. Could you help?
Feel free to make use of the find a lender approved solicitor tool on this site. Pick the building society and type Belmont or your location and you will see a number of lawyer offices in Belmont or nearest you.
I have been told that property searches are the number one reason for hinderance in Belmont house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Belmont.
Due to the advice of my in-laws I had a survey completed on a house in Belmont prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks will refuse to grant a mortgage on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Belmont. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Belmont to see if the conveyancing will be more expensive.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Belmont and how can you help?
The particular law that you refer to provides a safeguard to business lessees, granting the legal entitlement to apply to court for a renewal tenancy and remain in occupation when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Belmont
My step-son is embarking on her first house purchase, the home loan was agreed last week in principle. After the offer was accepted on house we contacted the building society to progress the mortgage application. I was very surprised to discover that banks do not accept all conveyancer, they must be on their panel, is this legal?
Lenders normally restrict either the type or the number of conveyancing firms on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Belmont solicitor on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Unlikely.