It is 10 years ago since I bought my home in Cleobury Mortimer. Conveyancing lawyers have now been appointed on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with the mortgage company or they may be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Cleobury Mortimer relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
We're in Cleobury Mortimer, First time buyers purchasing with a mortgage (lender is Barclays , and our solicitor is on the Barclays conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are planning to move home in April. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Cleobury Mortimer. Conveyancing solicitor was chosen prior to coming across your site.
On the day of completion you can collect the house keys from your property agent however this should only happen once the previous owners solicitors advise the agent that they have the completion monies and the keys can be given over. Subsequently you can tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you locate a conveyancing in Cleobury Mortimer or a lawyer with expertise in conveyancing in Cleobury Mortimer.
I am purchasing a end of terrace house in Cleobury Mortimer. We would like to carry out a loft conversion at the house.Will the conveyancing process involve investigations to determine if these alterations are allowed?
Your property lawyer will check the deeds as conveyancing in Cleobury Mortimer can on occasion identify restrictions in the title deeds which prohibit certain changes or need the permission of a 3rd party. Some additions need local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I had an offer accepted on an apartment in Cleobury Mortimer on 5/12/2025, valuation was booked five days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing a new build house in Cleobury Mortimer with a mortgage from Bank of Scotland. The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not disclose to my lawyer about this side-deal as it may put at risk my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to transfer to a new solicitor as I need to select one who is on the TSB conveyancing panel. I was using a high street conveyancing solicitor in Cleobury Mortimer five minutes from me but she is not accepted by TSB
It would be our pleasure to help you find a conveyancing solicitor in Cleobury Mortimer on the TSB panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Cleobury Mortimer. In making use of the find a conveyancing solicitor tool on this page, you can scrutinise charges for conveyancing solicitors in Cleobury Mortimer and beyond.
At what point do I pay stamp duty due for my Cleobury Mortimer flat purchase?
Most conveyancers will fill out a stamp duty return for you as part of your Cleobury Mortimer purchase transaction for signature. After completion your property lawyer will submit the Land Transaction application to the Inland Revenue and - as long as they have the money - pay any land tax due for you.