I have given 2 months notice to my existing landlord and must leave my rented property in Cleobury Mortimer by 9/1/2026. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
It is unwise to serve notice for your letting unless you have exchanged. Assuming that you have not previously done so, contact to your lawyer and request that they apply pressure on the sellers lawyers, try to get a realistic time scale from them that all parties will look towards
Having sold my house in Cleobury Mortimer last January yet the purchaser is SMS messaging daily complaining that her conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your sale your lawyer should deliver the transfer deeds and all additional paperwork to the buyer’s lawyers. Where appropriate, your conveyancer must also evidence that the legal charge in favour of the lender has been paid off to the purchasers conveyancers. There is unlikely to be post completion steps just for conveyancing in Cleobury Mortimer.
I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would much rather appoint a Cleobury Mortimer based conveyancing firm?
You should check but the the likelihood is that give you one of their panel solicitors should you take up the "fee-free" deal. Call the lender and see if they make available a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Cleobury Mortimer.
I'm buying a new build house in Cleobury Mortimer with a loan from Aldermore. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not reveal to my lawyer about the deal as it would impact my mortgage with Aldermore. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way can the Landlord & Tenant Act 1954 impact my commercial premises in Cleobury Mortimer and how can your lawyers assist?
The particular law that you refer to gives security of tenure to commercial tenants, granting the right to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Cleobury Mortimer is one of the numerous areas of the UK in which our lawyers have offices
Are there common deficiencies that you come across in leases for Cleobury Mortimer properties?
Leasehold conveyancing in Cleobury Mortimer is not unique. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are missing. For example, if your lease is missing any of the following, it could be defective:
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Maintenance charge proportions which don’t add up to the correct percentage A provision for the recovery of money spent for the benefit of another party.
You could encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, The Mortgage Works, and Aldermore all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to pull out.
Cleobury Mortimer Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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Who manages the building? How many of the leaseholders are in arrears for their maintenance charge payments? The best form of lease arrangement is a share of the freehold. In this arrangement the leaseholders enjoy being in charge if their destiny and although a managing agent is frequently retained where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.