Me and my wife are buying our first house. Our conveyancing practitioner has e-mailedto check if we want to purchase additional conveyancing searches. We are really unsure what's relevant for conveyancing in Bewdley
The range of Bewdley conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general attitude to risk. What is important is that you properly appreciate what information the searches could provide. Then you can make a decision if you consider that you need that information. Should you be unsure, ask your solicitor to guide you.
I purchased a freehold premises in Bewdley but still charged rent, why is this and what is this?
It’s unusual for properties in Bewdley and has limited impact for conveyancing in Bewdley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
Is there a list of Santander panel solicitors in Bewdley on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable on the web. Where you are seeking to appoint a Bewdley conveyancing practitioner on the Santander please use our facility.
My husband and I are in the process of looking at houses in Bewdley and I am now considering a potential offer. Is it sensible to have my solicitor on ‘stand by’? I am planning to take a mortgage with Principality.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are taking out a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
I am currently in the process of buying my council flat in Bewdley. I have a mortgage agreed with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
My relative recommended that if I am purchasing in Bewdley I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Bewdley conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Bewdley around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bewdley Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Bewdley.
I am thinking of appointing a conveyancing solicitor in Bewdley for my home move. Is there any facility to check a solicitor's complaints history with the profession’s regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could monitor call for training reasons.
I'm buying a property in Bewdley. I have found my conveyancer's company on the Law Society's list, but I can't locate my conveyancer's name as listed on the regulator's website. Should I be concerned?
Not all staff in the practice must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.