I am helping my mother sell her house in Bewdley. Will the solicitor commission the EPC or it is for the owner to see to?
After the abolition of Home Information Packs, EPC’s remained a required element of selling a house. An energy performance certificate must be commissioned before the property is marketed. It is not something that lawyers ordinarily organise. If you are using a Bewdley conveyancing practitioner they might help arrange energy performance certificates given their contacts with long established Bewdley assessors
We are purchasing a victorian detached house in Bewdley. We would like to carry out a loft conversion at the property.Will the conveyancing process involve investigations to see if these works are prohibited?
Your conveyancer will review the registered title as conveyancing in Bewdley can on occasion identify restrictions in the title deeds which prevent categories of works or necessitated the permission of another owner. Some extensions require local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Bewdley bank branch on various occasions and was told it wasn't an issue and they will lend. My Bewdley conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their published requirements. Who do I believe?
The conveyancing practitioner must follow the CML Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Have completed on a a semi-detached house in Bewdley , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Bewdley conveyancing solicitor has been painfully slow, so I want to check that my purchase is recorded.
There is nothing unique about conveyancing in Bewdley registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. At present roughly three quarters of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Registration occurs after the new owner is living at the premises therefore an expedited registration is not usually primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer can speak with the land registry and explain the circumstances.
I am buying my first flat in Bewdley with the aid of help to buy. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about this extras as it may adversely affect my mortgage with Accord Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Bewdley is where the house is located. Can you offer any advice?
Flying freeholds in Bewdley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bewdley you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bewdley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to sell my house. My past lawyers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Bewdley if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Bewdley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
A conveyancing firm dealt with my conveyancing in Bewdley half a dozen years past and was holding my title documents but has since been shut down – What can I do to retreive these?
Deeds, as such, no longer exist as the majority of homes in Bewdley are recorded electronically at Land Registry. Should you need to prove ownership or are disposing of or refinancing your lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.