My financial adviser has requested my Colne solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to obtain this. I have tried my local Colne office but they have not responded to me.
The sensible thing to do is ask for this information from your Colne conveyancer . Most Colne conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We see that you have a search directory listing solicitors on the TSB conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Colne?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Colne.
Is it the case that all Colne solicitor practices on the Yorkshire BS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do permit licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.
We were going to get a DIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Colne solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Colne solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
Completion of my purchase has taken place for my property in Colne. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Colne is the location of the property. Is there any guidance you can impart?
Flying freeholds in Colne are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Colne you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Colne may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What does commercial conveyancing in Colne cover?
Non domestic conveyancing in Colne covers a broad range of services, offered by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
My uncle has encouraged me to appoint his conveyancers in Colne. Do I take his advice?
There are no two ways about it it’s preferable to choose a conveyancing solicitor is to have guidance from friends or family who have used the conveyancer you're are thinking of instructing.