I have given 2 months notice to my current landlord and must vacate my rented property in Crediton by 21/7/2025. Conveyancing for my house purchase is underway. Can I complete in a couple of weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to give notice for your tenancy until you have exchanged. Assuming that you have not already done so, notify to your lawyer and urge them to they apply pressure on the other side, try to a target completion date that everyone will look towards
As someone not used to the Crediton conveyancing process what’s your top tip you can give me for the home moving process in Crediton
Not many law firms or advisers will tell you this but conveyancing in Crediton or throughout Devon is an adversarial experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for conflict between you and other parties involved in the transaction. E.g., the seller, estate agent and sometimes the lender. Choosing a solicitor for your conveyancing in Crediton should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to protect your legal interests and to protect you.
There is a distinct ongoing adversarial element to conveyancing- someone has to be at fault for the process being so protracted. We recommend that you should always trust your conveyancer ahead of the other players in the conveyancing process.
I'm the single beneficiary of my late grandmother’s estate with all property in now in my sole name, including the house in Crediton. Conveyancing formalities meant that the Land Registry date was in May. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my property ownership could be considered the same way as if I'd bought the property in May. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view banks take of it, depend on the mortgage company as this provision is principally there to pick up on subsales or the quick reselling of properties.
Is it correct that all Crediton CQS (Conveyancing Quality Scheme) solicitors are on the RBS conveyancing list of approved firms?
A selection of banks and building societies now use CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
Two weeks ago we had a mortgage agreed in principle with RBS. Crediton conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from RBS?
There is no definitive answer here. Have RBS done the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Crediton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Crediton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crediton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crediton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are 17 days into a freehold purchase having been recommend to a firm by the high street agent to do our conveyancing in Crediton. I am am very dissatisfied with the quality of service. Could you help me find new solicitors?
They would have to be very poor to suggest changing them. Has the mortgage offer been issued? In the event that it has you must make them aware of the replacement lawyer and ensure the loan are re-sent. The conveyancer needs to be on the mortgage company panel to avoid added charges and frustration. So that should be your starting point. Our search tool can assist you in finding a bank approved solicitor for your home move in Crediton
Are Crediton conveyancing solicitors under an obligation to the Law Society to publish clear conveyancing costs?
Contained within the Solicitors Code of Conduct are set rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, represent the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Crediton or or elsewhere in the country.