I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Crediton. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/4/2025, the requirements read as follows :
I am assisting my aunt sell her flat in Crediton. Will the conveyancer arrange an energy performance certificate or should I organise this?
Following the abolition of HIPs, energy performance certificates was maintained a mandatory component of selling a house. An energy assessment should be to hand prior to the property being advertised. It is not a task that conveyancers normally organise. If you are using a Crediton conveyancing solicitor they may help arrange energy assessments due to their relationships with long established Crediton energy assessors
A relative advised me that in purchasing a property in Crediton there may be a number of restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of a number of properties in Crediton which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Crediton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Crediton solicitors on the Coventry BS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Crediton? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Crediton?
Unless a prior acquisition of the premises completed after 12 October 2013 you can take it that solicitors handling conveyancing in Crediton to remain recommending a chancel search and or insurance against a claim.
I used Stirling Law a few years past for my conveyancing in Crediton. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crediton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Crediton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Crediton
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Crediton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Crediton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crediton you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crediton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.