What is the best method for finding a reasonably priced conveyancing in Exeter?
First ask connections whom they would seek assistance from.
Second, search the internet for conveyancing in Exeter. Telephone a couple or more firms from the list and invite them to send you their conveyancing fee calculations and discuss your needs with the solicitor who will handle the conveyancing prior tocommitting.
Third is to make use of this site to help you find the right lawyers taking into account your individual expectations including the type of property,speed, complications and who your intended mortgage company is. Avoid the trap of appointing ninety nine pound conveyancing in Exeter
There are plenty of conveyancing solicitors in Exeter but how do I know who's good?
Do not opt for the lowest Exeter conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
I am buying a property in Exeter. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Principality your lawyer must comply with the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Principality. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Principality where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to Exeter.
I'm spending time looking at houses in Exeter and I am about to put in an offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with HSBC.
It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are taking out a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.
Will my lawyer be raising questions concerning flooding during the conveyancing in Exeter.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Exeter. Plenty of people will acquire a house in Exeter, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to offer advice on flood risk, but there are a number of searches that can be undertaken by the purchaser or by their lawyers which should figure out the risks in Exeter. The conventional set of information supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to determine if the premises has suffered from flooding. In the event that the residence has been flooded in past which is not disclosed by the seller, then a buyer could bring a compensation claim stemming from an inaccurate reply. A buyer’s conveyancers should also commission an environmental report. This will reveal if there is a recorded flood risk. If so, more detailed inquiries should be carried out.
I opted to have a survey carried out on a house in Exeter prior to appointing solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may refuse to give a mortgage on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Exeter. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Exeter to see if the conveyancing costs will increase in light of this.
In my capacity as executor for the estate of my grandmother I am selling a property in Swansea but I am based in Exeter. My lawyer (approximately 300 miles from meneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Exeter who can witness this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Exeter
The estate agent has suggested using their solicitor for the conveyancing in Exeter - won’t it be advisable to just instruct them?
It is worth checking if the estate agent is recommending a property lawyer or introducing to a conveyancing practitioner. There are plenty of Exeter selling agents who recommend two or three Exeter conveyancing firms and get nothing from it.