We were about to choose a conveyancing solicitor in Exeter recommended using your comparison tool but have come across some other quotes on the internet appear cheaper – why is this?
There are numerous solicitors advertising pretending to offer £99 conveyancing, but extrafees result in the completion invoice mounting up beyond all recognition. In accordance with regulatory requirements fees set out in terms and conditions should be equitable raised The law firms that we list for conveyancing in Exeter specify all charges for a standard conveyancing matter.
This question may be naive but I am unexperienced as a 1st time purchaser of a garden flat in Exeter. Do I receive the keys to the house on completion from my conveyancer? If so, I will instruct a local conveyancing solicitor in Exeter?
On the day of completion you will not be required to go to the conveyancers office in Exeter. Your solicitors will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to collect the keys from the property Agents and move into your new home. This tends to happen early afternoon.
My uncle advised me that in purchasing a property in Exeter there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?
There are anumerous of properties in Exeter which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Exeter should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Last month we had a mortgage agreed in principle with RBS. Exeter conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from RBS?
Some lenders take longer than others. Have RBS done the valuation? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Over the last few months I have been searching for a flat up to £235,500 and found one round the corner in Exeter I like with open areas and railway links in the vicinity, the downside is that it only has 52 remaining years left on the lease. There is not much else in Exeter suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan that many years will be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
I need to find a conveyancing solicitor for my conveyancing in Exeter. I've land on a web site which appears to be the perfect solution If there is a chance to get all the legals done via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Harry (my fiance) and I may need to sub-let our Exeter 1st floor flat temporarily due to taking a sabbatical. We instructed a Exeter conveyancing practice in 2004 but they have since shut and we did not have the foresight to seek any advice as to whether the lease prohibits the subletting of the flat. How do we find out?
Some leases for properties in Exeter do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord cannot unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Exeter Leasehold Conveyancing - A selection of Queries before buying
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Please inform me if there are any major works in the planning that will increase the maintenance charges? You should be aware if it is no more than 80 years it will impact the value of the apartment. It is worth checking with your bank that they are happy with residual term of the lease. Leases with less than 80 years remaining means that you will almost definitely have to extend the lease sooner rather than later and you need to have some idea of what this would cost. For most Exeterlease extensions you would be be obliged to have owned the property for two years in order to be entitled to extend the lease. Be sure to investigate if there is anything that is prohibited in the lease. For example some leases prohibit pets being permitted in certain buildings in Exeter. If you love the propertyin Exeter but your cat can’t move with you then you will be faced difficult decision.
Is it the case that all Exeter conveyancers on every lender conveyancing panel?
You can use our search tool or you can drop into your local bank branch in Exeter. Chances are that they will know some good conveyancing solicitors in Exeter