Is the fact that my conveyancer in Dunholme is not on my mortgage company's solicitor panel that there is a problem with the quality of the firm’s work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Dunholme conveyancing practice and ask them why they are no longer on the approved list for your lender.
We are purchasing a property and require a conveyancing solicitor in Dunholme who is on the Bank of Ireland conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Dunholme.
I own a renovated Edwardian property in Dunholme. Conveyancing practitioner represented me and Alliance & Leicester . I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunholme and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who carried out the work.
How does conveyancing in Dunholme differ for newly converted properties?
Most buyers of new build residence in Dunholme approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Dunholme usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dunholme or who has acted in the same development.
I'm refinancing my primary home to a BTL loan with Platform Home Loans Ltd and intend to use the remaining equity as a deposit on further property. The area we are looking at is Dunholme. Will your lawyers be able to act for the two mortgage companies and link together the two deals?
Do use our search tool on this site to ensure that the lawyers are on the relevant lender panels. Assuming that they are the solicitor should be able to tie up the two transactions but you should have a chat with you lawyer and communicate your expectations and requirements.
My husband and I are first time buyers - had an offer accepted, yet the agent told us that the seller will only issue a contract if we instruct the agent's chosen lawyers as they need a ‘quick sale’. My instinct tells me that we should use a high street conveyancer who is familiar with conveyancing in Dunholme
We suspect that the owner is not behind this request. Should the owner want ‘a quick sale', alienating a motivated buyer is not the way to achieve this. Contact the vendors directly and make sure they comprehend that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you intend to use your preferred Dunholme conveyancing lawyers - as opposed tothe ones that will earn their negotiator at the agency a introducer fee or hit his conveyancing targets set by HQ.