We see that you have a search directory listing firms on the Bank of Ireland conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Lincoln?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Lincoln.
The deeds to our home are lost. The solicitors who conducted the conveyancing in Lincoln 10 years ago are no longer around. What do I do?
These day there are copies made of almost everything, and your solicitor will be aware precisely where to locate all the appropriate documentation so you may purchase or dispose of your property without a hitch. Where copies can’t be located, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on the premises.
I'm buying a new build house in Lincoln with a loan from Nottingham Building Society. The sellers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not reveal to my conveyancer about the side-deal as it will adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Lincoln is the location of the property. Is there any guidance you can impart?
Flying freeholds in Lincoln are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lincoln you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lincoln may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it simple use your search facility to locate a conveyancing practitioner in Lincoln on the authorised to act for my bank?
Step one is to pick a lender such as Accord Mortgages Ltd, Bank of Scotland or Nottingham Building Society then type in your location such as Lincoln. Conveyancing organisations in Lincoln and further afield should be shown.
I need to instruct a conveyancing solicitor in Lincoln for my remortgage. Can I review a firm’s record with the legal regulator?
Anyone can read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.