Just been in touch with my conveyancing solicitor in Earls Court who conducted the legals 18 months ago and wanted a conveyancing quote based on an identical type of house move (a leasehold residence and a freehold premises) of almost identical values with a mortgage from Bank of Scotland. I am now being quoted twice the amount. Should I look for a cheaper online firm of conveyancing solicitor?
The estimate does seem a tad steep. If you are prepared to invest time scrutinising costs you might trim some of the expense by as much as £100 plus VAT. That being said, providing that you were satisfied with the conveyancing the firm provided you couldcome to regret opting for an a cheaper lawyer. Remember to enquire the solicitor can also act for Bank of Scotland. You can use our search tool to select a Earls Court conveyancing firm on the Bank of Scotland conveyancing panel, which can often include conveyancing solicitors in Earls Court.
Me and my wife are acquiring our first property. Our conveyancer has e-mailedto see if we wish to order extra conveyancing searches. We are really unsure what's recommended for conveyancing in Earls Court
The extent of Earls Court conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What matters is that you adequately comprehend what information the searches could provide. You may then decide if you consider that you need that search. Where you are in doubt, ask the property lawyer to provide guidance.
After much negotiation I have agreed a price on an apartment in Earls Court. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. A few days later, the lawyer contacted me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Planning on purchasing a maisonette in Earls Court. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Earls Court lawyer is on the Leeds Building Society conveyancing panel.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Earls Court solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Earls Court postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Earls Court.
I opted to have a survey carried out on a house in Earls Court in advance of appointing lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders tend not give a mortgage on this type of property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Earls Court. Conveyancing will be smoother if you use a solicitor in Earls Court especially if they regularly deal with such properties in Earls Court.
How simple is it to use your search facility to choose a conveyancing solicitor in Earls Court on the authorised to act for my lender?
First pick a bank such as Nationwide Building Society, Chelsea Building Society or Britannia then specify your preferred area for example Earls Court. Conveyancing firms in Earls Court and beyond should be identified.
As co-executor for the estate of my uncle I am disposing of a property in Cardiff but live in Earls Court. My lawyer (based 200 kilometers awayneeds me to sign a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Earls Court who can witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are located in Earls Court