I am buying a ground floor flat in Kensington. My Solicitor is not listed on the bank approved panel. Is it possible for me to use my Kensington conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?
Your options include
- Complete the purchase with your existing Kensington solicitor but your mortgage company will need to use a conveyancer from their approved panel. This will result in additional charges together with likely frustration.
- Appoint a new solicitor to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Appeal to your lawyer to seek to join the mortgage company panel
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Kensington is where the house is located. What do you suggest?
Flying freeholds in Kensington are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kensington you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kensington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I am about to spend £400,000 on 3 bedroom house in Kensington I would like to have a conversation with the lawyer concerning theconveyancing ahead of appointing the firm. Is this something that you can arrange?
This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your property ownership legalities in Kensington.There is no ‘factory style conveyancing’ - every client is unique individual, not a file number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Kensington should be the figure that you are charged.
In my capacity as executor for the estate of my grandfather I am selling a property in Monmouth but reside in Kensington. My solicitor (who is 200 miles from mehas requested that I sign a stat dec before completion. Can you recommend a conveyancing lawyer in Kensington who can attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Kensington based
Last December I purchased a leasehold property in Kensington. Do I have any liability for service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Kensington conveyancing firm to act on my behalf?
Where there is a missing freeholder or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to arrive at the amount due.
An example of a Lease Extension matter before the tribunal for a Kensington property is 93 Oakwood Court in June 2010. the LVT determined that the premium to be paid for the new lease was £492,083, This case related to 1 flat. The remaining number of years on the lease was 37.79 years.
I require the services of a lender panel solicitor in Kensington. Can you assist?
It is not clear why you need a Kensington panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Kensington are on their panel . If you do find such a firm in Kensington not listed please direct them to our site to list. After all the cost is only one £1 a month