What is the best way to discover of the solicitor handling my conveyancing in Kensington is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus paying £192.00 in another set of conveyancing bill.
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Pick the lender and type ‘Kensington’ or your location and you will see numerous conveyancers located in Kensington or near you.
I can see plenty of information on this site about conveyancing in Kensington but what is your top tip for choosing the right conveyancer in Kensington
It would be unwise to be tempted by the lowest Kensington conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My wife and I have organised the release of further funds on our mortgage from Santander as we intend to carry out a loft conversion to our home in Kensington. Do we need to select a bricks and mortar Kensington solicitor on the Santander conveyancing panel to deal with the legals?
Santander do not ordinarily instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
I am purchasing a property in Kensington. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As your lender is RBS your lawyer must comply with the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to RBS where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Kensington.
Will my solicitor be raising enquiries about flooding during the conveyancing in Kensington.
Flooding is a growing risk for conveyancers dealing with homes in Kensington. There are those who purchase a house in Kensington, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, however there are a various searches that can be carried out by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Kensington. The standard information given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the seller to find out if the premises has historically flooded. In the event that the residence has been flooded in past and is not revealed by the seller, then a buyer may bring a claim for damages as a result of such an inaccurate answer. The purchaser’s lawyers may also order an environmental search. This should indicate whether there is a recorded flood risk. If so, further investigations should be carried out.
I decided to have a survey done on a property in Kensington ahead of retaining solicitors. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks will not grant a mortgage on such a home.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you contact us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kensington. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to swap conveyancer as I have to appoint a firm on the Virgin Money conveyancing panel. I instructed a family conveyancing solicitor in Kensington five minutes from me but he is not approved by Virgin Money
It would be our pleasure to help you find a conveyancing solicitor in Kensington on the Virgin Money panel. Please note that the law firms that we list do not pay us fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Kensington. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Kensington.
My fiance is purchasing a shared ownership flat in Kensington. He was given a quote by the conveyancer connected to the estate agents totaling £1156 . It was 9 years ago I sold and bought a home and it cost was £440. Have charges really gone up that much?
You should call a few local Kensington conveyancing solicitors seeking prices. It is advisable to base your selection not just on cost, but on promptness and on how comprehensive the reply is.