We note that you have a search directory identifying law firms on the Virgin Money conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Elmswell?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Elmswell.
My aunt passed away six months ago and as sole heir and executor I was left the property in Elmswell. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this possible?
If you intend to refinance then TSB will insist on your using a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
I am buying a new build house in Elmswell benefiting from help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my solicitor about the side-deal as it would impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Elmswell and how can your lawyers assist?
The particular law that you refer to gives a safeguard to commercial lessees, giving them the right to apply to court for a new tenancy and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Elmswell is one of our many areas of the UK in which the firms we work with are based
As co-executor for the estate of my grandmother I am selling a residence in Neath but reside in Elmswell. My lawyer (approximately 260 miles from meneeds me to sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Elmswell who can witness this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are located in Elmswell
At what stage do I pay the Stamp Duty Land Tax payable for my purchase in Elmswell?
The property lawyer should fill out a stamp duty return on your behalf during your Elmswell purchase transaction for signature. After completion your solicitor will submit your STL application to the Tax Authorities and - as long as they have the funds - settle any Stamp Duty payable for you.