Having sold my house in Thurston last January but the buyer keeps calling me to moan that their lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Following your sale your solicitor is obliged to forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. Where appropriate, your solicitor must also send confirmation that the mortgage has been paid off to the purchasers lawyers. There is unlikely to be post completion requirements unique to conveyancing in Thurston.
I am buying a victorian detached house in Thurston. We would like to an extension at the rear at the house.Will legal due diligence on the property involve enquiries to determine if these alterations are allowed?
Your property lawyer should review the registered title as conveyancing in Thurston will on occasion reveal restrictions in the title documents which prohibit categories of alterations or need the permission of another owner. Certain works call for local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
The formalities of my purchase has taken place for my property in Thurston. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
TSB have agreed my home loan in principle, my offer on a flat in Thurston has been agreed to, what happens next?
The property agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Contact TSB or your financial adviser and complete any outstanding documentation. TSB will sellect a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. TSB will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Thurston.
I own a semi-detached Georgian house in Thurston. Conveyancing lawyer acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thurston and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the work.
I'm buying my first flat in Thurston benefiting from help to buy. The developers would not budge the price so I negotiated 6k of extras instead. The house builders rep suggested that I not inform my conveyancer about this side-deal as it would put at risk my loan with Alliance & Leicester . Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been sourcing a conveyancing solicitor in Thurston for my house move. Can I see a solicitor's record with the profession’s regulator?
Members of the public can read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may monitor call for training purposes.
What is the reason for new build conveyancing in Thurston being more expensive?
Acquiring a brand new premises is completely different from the normal house purchase conveyancing in Thurston. For a start developers normally need contracts to exchange within a tight deadline, the result being a a great deal of pressure on your property lawyer to ensure all is in order. In addition new build premises often involve the checking of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage company requirements are also more detailed. Taking into account the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.