I am searching for value for money conveyancer. Should I go for for a nationwide conveyancer or a high street Fishguard conveyancing lawyer?
Established third party relationships are another important factor to consider when appointing conveyancing lawyers. Fishguard law firms benefit from connections with lenders and estate, local authorities, valuers and other law firms meaning the whole process is going to be much smoother for you. Possessing vast insight into the local area is an advantage.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Fishguard. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/1/2026, the requirements read as follows :
We have agreed to purchase a house in Fishguard. One unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Leeds Building Society your lawyer must follow the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Leeds Building Society where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties countrywide and is not isolated to Fishguard.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Fishguard conveyancing practitioner on the Kent Reliance panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Having read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Fishguard solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Fishguard postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Fishguard.
What will a local search tell me regarding the property I am purchasing in Fishguard?
Fishguard conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search plays an important role in many a Fishguard conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I have a renovated Victorian property in Fishguard. Conveyancing solicitor represented me and Britannia. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fishguard and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing lawyer who completed the work.
I was recommended by a couple of local property agents in Fishguard to select a solicitor on your site. Is there a financial advantage for Estate Agents to offer your services over alternative conveyancing organisations?
We don’t give any referral fee for directing people to this site. We found it would be just too difficult a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.