Will my conveyancing lawyers need to check that the building insurance when buying a house in Great Ayton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 7/6/2025, the requirements read as follows :
Forgive me if this question is silly but I am new to the home buying as FTB of a two bedroom flat in Great Ayton. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Great Ayton?
On the day of completion you will not be required to attend the conveyancers office in Great Ayton. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and once they have received this, you should be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I am purchasing a property in Great Ayton. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
As your lender is Nationwide your lawyer must follow the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease does not comply with these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Great Ayton.
About to purchase maisonette in Great Ayton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Great Ayton conveyancer is on the Nottingham conveyancing panel.
I have recentlybeen informed that Action Conveyancing have closed. They conducted my conveyancing in Great Ayton for a purchase of a leasehold apartment 9 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Great Ayton conveyancing specialists.
About to purchase a new build flat in Great Ayton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Great Ayton
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
My fiance and I may need to rent out our Great Ayton ground floor flat temporarily due to a career opportunity. We used a Great Ayton conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?
Notwithstanding that your previous Great Ayton conveyancing solicitor is not available you can check your lease to see if it allows you to sublet the apartment. The rule is that if the lease is silent, subletting is permitted. There may be a precondition that you must seek permission from your landlord or other appropriate person in advance of subletting. This means you not allowed to sublet in the absence of prior permission. Such consent is not allowed to be unreasonably refused ore delayed. If the lease prohibits you from subletting the property you should ask your landlord for their consent.
I own a basement flat in Great Ayton, conveyancing having been completed in 2012. Can you work out an approximate cost of a lease extension? Comparable properties in Great Ayton with a long lease are worth £216,000. The ground rent is £50 per annum. The lease ends on 21st October 2094
With only 69 years remaining on your lease we estimate the premium for your lease extension to be between £9,500 and £11,000 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.
My fiance and I have recently had an offer accepted on a house and had meeting on Friday with Leeds Building Society for the mortgage. They warned me that when it comes to appointing a conveyancing practitioner that if they are not on their approved list of conveyancing practitioners then we will have to pay out a further fee of about two hundred pounds. This is is due to the fact that they will then have to instruct a solicitor to act on their behalf in addition to the one we select for ourselves and we assume responsibility for their costs. I have requested Leeds Building Society to provide me with a list so I can request estimates only from their approved solicitors but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You can enquire of Leeds Building Society what their panel criteria is for a conveyancer.Then ask the property lawyer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society historically. If the answer to those is yes, then just double check with Leeds Building Society. Alternatively please make use of our search tool and we may be able to find you a lawyer in Great Ayton on the approved list for Leeds Building Society.