I am acquiring a maisonette in Harehills. My lawyer is not listed on the lender approved list. Am I still permitted to continue with my Harehills conveyancing solicitor notwithstanding that they are not on the lender approved list?
You have numerous alternatives open to you here
- Complete the deal with your chosen Harehills conveyancer but your bank will no doubt instruct a conveyancing practitioner from their approved panel. The net result is additional charges together with probable delay.
- Choose a fresh conveyancing practitioner to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Appeal to your lawyer to attempt to join the mortgage company panel
We were just about to exchange contracts for a property in Harehills. We have hit a snag. Our loan offer with The Royal Bank of Scotland expires on 20/1/2025 but the owners are putting forward a completion date of 22/1/2025. Can one prolong the loan expiry date?
The best person to deal with your question is your conveyancer who will assess whether they should be discussing with the lender, seller’s lawyers, property agents or indeed all three based on the circumstances your conveyancing to date.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would much rather use a specialised conveyancing solicitor in Harehills?
You should check but the the likelihood is that appoint one of their panel solicitors if you take up the "fee-free" incentive. Contact the lender to ask if they allow a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Harehills.
What is the difference between a licensed conveyancer and conveyancing solicitor in Harehills
There are many registered licenced Conveyancers in Harehills and Solicitor partnerships in Harehills who can assist with your conveyancing We would stress that both are regulated professionals specialising in the legal aspects of transferring property. They may both also conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
After months of negotiation I have agreed a price on a house in Harehills. My financial adviser suggested a lawyer. I paid an upfront payment of £225. A couple of days later, the property lawyer called me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being problematic. The Harehills solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm buying a new build house in Harehills with a mortgage from Coventry Building Society. The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my conveyancer about the deal as it will put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How varied are the property law services that Harehills conveyancing organisations typically advise on?
Almost all Harehills conveyancing companies can provide a wide spectrum of assistance to domestic and rural land proprietors, sellers, investors, freeholders and tenants and you can expect them to do some of the following services:
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Standard residential sale conveyancing in Harehills and nationwide
House purchase conveyancing in Harehills and throughout England and Wales
Planning permissions and restrictions All types of leasehold property including, apartments and maisonettes Staircasing if you are buying an additional or final share in your shared ownership home Buying and selling at auction