I am considering applying for a Barclays mortgage for purchase of a newly converted (under development) in Harehills with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Barclays ?
There is nothing to stop you using your solicitor, but Barclays will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Harehills. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Harehills?
On the day of completion you will not be required to go to the conveyancers office in Harehills. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you should be able to pick up the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
We are buying a victorian detached house in Harehills. We would like to convert the garage to an office at the house.Will the conveyancing process involve checks to determine if these works were previously refused?
Your conveyancer will check the registered title as conveyancing in Harehills will on occasion reveal restrictions in the title deeds which restrict categories of changes or require the consent of a 3rd party. Certain extensions require local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
The mortgage over my property is with Leeds Building Society for my property in Harehills. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?
Leeds Building Society must be informed of your intention prior to renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. It may be that Leeds Building Society will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel solicitor.
Just acquired a semi-detached house in Harehills , how long will it take for the Land Registry to register my proprietorship? My Harehills conveyancing solicitor has been very slow, so I want to check the registration is concluded.
There is nothing unique about conveyancing in Harehills registration formalities. Rather than based on location, timescales can vary according to who lodges the application, whether there are errors and whether the Land registry must send notices to any third parties. As of today roughly 80% of such applications are fully dealt with within 12 days but some can be subject to extensive hold-ups. Historically registration is effected once the buyer has moved in to the property thus an expedited registration is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your solicitor can speak with the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Harehills is the location of the property. Can you offer any assistance?
Flying freeholds in Harehills are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harehills you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harehills may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the estate of my grandfather I am disposing of a property in Neath but I am based in Harehills. My conveyancer (based 250 kilometers from meneeds me to execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Harehills to attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Harehills based
Me and my fiance have just had an offer accepted on a house and had an appointment on Tuesday with HSBC for the mortgage. They warned us that when it comes to appointing a conveyancer that if they are not on their approved list of solicitors then we will incur a further fee of £200. This is is due to the fact that they would then have to appoint a solicitor to act on their behalf as well as the one we choose to act for ourselves and we are liable for their invoice. I have asked HSBC to send me with a list so I can request quotes only from their approved lawyers but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You should ask HSBC what their criteria for joining their panel is for a solicitor.Thereafter ask the lawyer of your choice whether they meet the criteria and have they acted on loans for HSBC historically. Where the answer to those is yes, then just double check with HSBC. Alternatively please make use of our search facility and we may be able to find you a conveyancing practitioner in Harehills on the approved list for HSBC.