Completed the sale of my flat in Herefordshire last October yet the purchaser is telephoning me to moan that their conveyancer is waiting to hear from mylawyer. What should my lawyer have done following completion?
After completion of your sale your lawyer should send the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. If applicable, your lawyer must also confirm that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There are no post completion requirements peculiar conveyancing in Herefordshire.
My wife and I are downsizing from our home in Herefordshire and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Herefordshire conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed a web based conveyancing practice as opposed to a conveyancing solicitor in Herefordshire. We have lived in Herefordshire for six years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly picked up during conveyancing in Herefordshire?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Herefordshire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing my first flat in Herefordshire with the aid of help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not disclose to my lawyer about this extras as it will jeopardize my loan with Yorkshire Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a property in Herefordshire prior to appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders may refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Herefordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Herefordshire to see if the conveyancing costs will increase in light of this.
I need to retain a conveyancing solicitor for residential conveyancing in Herefordshire. I have land on a site which appears to be the ideal answer If there is a chance to get all this stuff completed via email that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?