My fiance’s dad is a conveyancer. I am hopeful that I can be offered mate’s pricing for conveyancing, but if not, what level of figure should I be paying for conveyancing in Highbury?
Do compare pricing. Do use our search tool on this page. The fees may vary but service levels do are distinct between solicitors as is true with the vast majority of professional services.
We are a couple about to sign contracts for a semi detached house in Highbury. We have hit a stumbling block. Our mortgage offer with TSB expires on 3/11/2025 but the owners are insisting on a completion date of 5/11/2025. Can one extend the loan expiry date?
The best person to address this issue is your solicitors who should assess whether they corresponding with the mortgage company, seller’s lawyers, selling agents or indeed all parties given the history of your house move to date.
We hope to to purchase with Melton Mowbray Building Society. I went into a couple of local solicitors but cant to find a Highbury conveyancing firm on the Melton Mowbray Building Society panel. Can you help?
You should make use of the search tool on this page. Please choose the mortgage company and type Highbury or your preferred area and you will be presented with numerous conveyancers located in Highbury or by proximity to you.
We are getting the release of further funds on our mortgage from Coventry BS as we wish to carry out improvements to our house in Highbury. Are we obliged to appoint a nearby Highbury solicitor on the Coventry BS conveyancing panel to deal with the legals?
Coventry BS don't usually require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.
The formalities of my remortgage has taken place for my property in Highbury. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Kent Reliance have agreed my home loan in principle, my bid on a property in Highbury has been accepted, what happens next?
The estate agent will wish to be informed of your conveyancer's details (be sure the property lawyers are on the bank’s approved list). Call up Kent Reliance or the financial adviser and finalise any relevant forms. Kent Reliance will instruct a valuer who will get in touch with the selling agent or vendor to book an appointment. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Highbury.
Will my lawyer be raising enquiries about flooding as part of the conveyancing in Highbury.
The risk of flooding is if increasing concern for solicitors dealing with homes in Highbury. Some people will acquire a property in Highbury, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Conveyancers are not qualified to impart advice on flood risk, however there are a number of checks that may be carried out by the purchaser or by their solicitors which should figure out the risks in Highbury. The conventional set of information supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to discover whether the premises has suffered from flooding. If the residence has been flooded in past and is not disclosed by the vendor, then a buyer may commence a legal claim for losses as a result of such an inaccurate reply. The purchaser’s lawyers may also conduct an enviro report. This should higlight whether there is any known flood risk. If so, more detailed investigations should be made.
Are there restrictive covenants that are commonly picked up during conveyancing in Highbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Highbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’