What does my ID and proof of funds have anything to do with my conveyancing in Highbury? Why is this being asked of me?
Highbury conveyancing solicitors as well as nationwide property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to supply two forms of certified identification; proof of identity (typically a Passport or Driving Licence) and proof of address (usually a Utility Bill less than 3 months old).
Evidence of source of monies is also required under the money laundering statutes as lawyers are duty bound to ensure that the monies you are utilising to purchase a property (be it the exchange deposit or the total purchase price if you are a cash purchaser) has originated from a reputable source (such as employment savings) and is not the proceeds of criminal behaviour.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Highbury?
There are many recorded licenced Conveyancers in Highbury and Solicitor firms in Highbury offering conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We previously selected conveyancing lawyers locally in Highbury on the Principality solicitor approved list. They have just invoiced me a supplemental sum for dealing with the Principality mortgage. Is this an additional conveyancing fee set by Principality?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. The charge is not dictated by Principality but by your Highbury property lawyer. Some firms on the Principality panel will quote an ‘acting for lender’ fee but some firms include it on their overall fee.
I have instructed a Highbury property lawyer having checked that they are on the TSB conveyancing panel. Does my lawyer arrange the survey of the property?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Highbury postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Highbury.
What will a local search reveal regarding the house we're purchasing in Highbury?
Highbury conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for instance PSG The local search is essential in every Highbury conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I am selling my house. My previous solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Highbury if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Highbury. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
Due to complete next month on a ground floor flat in Highbury. Conveyancing lawyers inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Highbury should include some of the following:
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Details of the parties to the lease, for instance these could be the tennant, superior lessor, landlord Information concerning the obligations as set out in the lease to pay service charges - in relation to the building, and the wider rights a lessee has Do you need to have carpet in the flat or are you allowed wood flooring? What options are open to you if an adjoining owner is in violation of a provision in their lease?
Despite our best efforts, we have been unsuccessful in trying to purchase the freehold in Highbury. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We are happy to put you in touch with a Highbury conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Highbury flat is Lower Flat 16A Beatty Road in September 2012. The premium payable was £13,577. The terms of the lease has been agreed between the Applicants and the First Respondent and the Tribunal did not seek to disturb that agreement. This case related to 1 flat.
We have just become aware that one of the directors of the conveyancing practice handling the purchase conveyancing in Highbury is an aunty of the vendor. Is this permitted?
On the basis that there is no conflict of interest this is permitted. If you are obtaining a home loan then the mortgage company may have a say as many mortgage companies have specific instructions concerning this. For example for Lloyds TSB Scotland as of 18/2/2025, the requirements read as follows :