My nephew is about to exchange on a new build apartment in Islington with a home loan from Aldermore. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Islington. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/5/2025, the requirements read as follows :
Have just purchased a repossessed house at auction in Islington. Conveyancing is needed. What happens now?
Now that you have legally committed yourself to purchase you should instruct a conveyancing practitioner as a matter of urgency as you are faced with a tight a fixed date to complete the property. An auction property will ordinarily have a corresponding auction set of papers. This should include most,if not all of the documents that your solicitor requires. Where you are dealing with leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You need to give this to the conveyancer instructed by you at the earliest opportunity. You also need to ensure that you have funds in place to complete on the on the contractual date .
I have decided to exercise my right to buy my property in Islington off the council. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
I have finally had an offer on an apartment in Islington agreed to, the owners do however have a dependent purchase. The owners have offered on somewhere, however it’s not yet tied up, and are looking at other properties in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Islington. What do I do now? At what stage should I apply for the mortgage with Virgin Money?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of one thousand pounds, then survey, Islington conveyancing search fees, etc). First, you must check that your property lawyer is on the Virgin Money approved list. Concerning the subsequent steps this very much dictated by the specifics of your case, desire for the property and on the state of the market. In a hot market the majority of buyers will apply for the mortgage with Virgin Money and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with the conveyancing in Islington.
Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial property in Islington?
Many commercial conveyancing solicitors in Islington will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Islington. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Islington.
For every commercial conveyancing transaction in Islington it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could cause delays to Islington commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Islington.
I was advised by numerous selling agents in Islington to select a conveyancer on your site. Is there a financial inducement for Estate Agents to market your services rather than another?
We refuse to offer any commission for directing people to this site. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am one month into a freehold purchase having been recommend to conveyancers by the local agent to execute conveyancing in Islington. I am am starting to be frustrated with the level of service. Could you help me find new lawyers?
A solicitor would need to be very poor to suggest changing them. Has your mortgage offer been issued? In the event that it has you need to inform them of the new contact details and have the offer are re-sent. Your conveyancer needs to be on the mortgage company approved list to avoid supplemental fees and delays. That should be your first question of the new lawyers. Our search tool should help you find a lender approved conveyancer for your conveyancing in Islington