Recently contacted my conveyancing solicitor in Islington who acted for me 18 months ago and wanted a conveyancing costs illustration based on the same type of house sale & purchase (a leasehold property and a freehold premises) of similar values with a mortgage from The Mortgage Works. I am now being charged double. Better the devil I know or should I try and find an alternative property lawyer?
The costs illustration is fractionally on the expensive side. If you you were to look around you could decrease the fees marginally by perhaps £125. On the other hand, if you were pleased with the conveyancing the firm gave you maylive to regret choosing an an untested lawyer. Remember to check that the firm can also act for The Mortgage Works. You can employ our search tool to locate a Islington conveyancing firm on the The Mortgage Works approved list of lawyers, which can often include conveyancing solicitors in Islington.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Islington?
Unless a prior purchase of the house took place after 12 October 2013 you could take it that lawyers carrying out conveyancing in Islington to continue to advocate a chancel search and or insurance against a claim.
I bought my apartment on 16 March and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Islington said it would be recorded in a couple of weeks. Are transfers in Islington uniquely lengthy to register?
There is nothing unique about conveyancing in Islington registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on who lodges the application, whether there are errors and if the Land registry have to notify any interested parties. Currently in the region of 80% of submission are fully addressed within two weeks but occasionally there can be extensive hold-ups. Registration is effected once the buyer has moved in to the property therefore post completion formalities is not typically primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers should contact the land registry and explain the circumstances.
I opted to have a survey carried out on a house in Islington in advance of instructing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks will not give a mortgage on this type of property.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Islington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Islington to see if the conveyancing costs will increase in light of this.
Is it possible to change solicitor as I have to appoint a firm on the Alliance & Leicester conveyancing panel. I hired a family conveyancing solicitor in Islington round the corner but she is not approved by Alliance & Leicester
It would be our pleasure to help you find a conveyancing solicitor in Islington on the Alliance & Leicester panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Islington. In utilising the find a conveyancing solicitor tool on this page, you can contrast costs for conveyancing solicitors in Islington and throughout England and Wales.
I today plan to offer on a house that seems to be perfect, at a reasonable figure which is making it all the more appealing. I have just discovered that it's a leasehold rather than freehold. I would have thought that there are issues buying a leasehold house in Islington. Conveyancing solicitors have not yet been instructed. Will they explain the issues?
The majority of houses in Islington are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are buying in Islington in which case you should be shopping around for a Islington conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. Being a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’spermission to conduct changes to the property. You may also be required to pay a maintenance charge towards the maintenance of the communal areas where the property is part of an estate. Your conveyancer will appraise you on the various issues.
Having spent months of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Islington. Can we issue an application to the Residential Property Tribunal Service?
You certainly can. We are happy to put you in touch with a Islington conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Islington flat is 5C Stoke Newington Road in April 2010. the Tribunal therefore concludes that the premium to be paid for the extended lease is £700.00 This case affected 1 flat. The unexpired term as at the valuation date was 80.5 years.