I am acquiring property in Hythe. My lawyer has never been on on the mortgage company solicitor panel. Am I still permitted to use my Hythe conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?
You have numerous options open to you here
- Carry on with your preferred Hythe property lawyer but your lender will undoubtedly retain a solicitor on their conveyancing panel. This will result in additional charges and probable delay.
- Get a new property lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Appeal to your property lawyer to seek to join the bank panel
We note that you have a post code search directory identifying law firms on the Santander conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Hythe?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hythe.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hythe. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/5/2026, the requirements read as follows :
Are there restrictive covenants that are commonly picked up during conveyancing in Hythe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hythe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Hythe is the location of the property. Can you offer any guidance?
Flying freeholds in Hythe are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hythe you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hythe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Looking forward to exchange soon on a basement flat in Hythe. Conveyancing lawyers assured me that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Hythe should include some of the following:
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Advice as to the provision in the lease to pay service charges - with regard to both the building, and the wider rights a leaseholder has Who has the liability to repair and maintain the main walls and foundations. It is essential that you know which party is liable for the repair and maintenance of all parts of the block and estate Do you need to have carpet in the flat or are you allowed wood flooring? specifics of the parties to the lease, for instance these could be the tennant, superior lessor, freeholder Does the lease prevent you from renting out the flat, or working from home
I purchased a split level flat in Hythe, conveyancing having been completed in 2012. How much will my lease extension cost? Comparable properties in Hythe with an extended lease are worth £181,000. The ground rent is £55 yearly. The lease terminates on 21st October 2077
With 51 years left to run we estimate the premium for your lease extension to span between £30,400 and £35,200 as well as professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.