Recently contacted my conveyancing lawyer in Keswick who completed the legal work two years ago asking for a conveyancing quote based on an identical type of home move (a leasehold premises and a freehold property) of similar values with a mortgage from Yorkshire Building Society. It looks as though am now being quoted double. Am I right to be tempted to shop around for an alternative property lawyer?
The charges appear a little high. If you shop around you could decrease the fees marginally by perhaps £125. That being said, providing that you were happy with the assistance the firm provided you maylive to rue choosing an a cheaper conveyancer. Remember to check the conveyancer can represent Yorkshire Building Society. You can employ our search tool to choose a Keswick conveyancing firm on the Yorkshire Building Society conveyancing panel, which can often include conveyancing solicitors in Keswick.
I own a freehold property in Keswick but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Keswick and has limited impact for conveyancing in Keswick but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a residence in Keswick? or I am told that there is an ancient law that means some house owners living in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this relevant for conveyancing in Keswick?
Unless a previous acquisition of the property took place post 12 October 2013 you may expect solicitors handling conveyancing in Keswick to continue to recommend a chancel search and or chancel repair liability insurance.
I am buying a new build apartment in Keswick. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Keswick
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared.
Due to the advice of my in-laws I had a survey completed on a property in Keswick ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some lenders may not give a loan on such a house.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Keswick. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to find a conveyancing solicitor for purchase conveyancing in Keswick. I have chance upon a web site which looks to be the perfect answer If it is possible to get all the legals completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?