Can you suggest a Nationwide Building Society allowed Cumberland conveyancing practice finish our house move within two weeks? Am I best advised to go for a local Cumberland solicitor or a nationwide conveyancer?
We would be happy to suggest some excellent Cumberland conveyancing firms. Another option is to visit the high street in Cumberland. Go in to a couple of firms and ask to see a conveyancing solicitor for a quote. Mention your expectations together with your reasons and get a commitment on your deadline. Select the lawyer that you are most comfortable with.
I purchased a freehold premises in Cumberland yet pay rent, why is this and what is this?
It is rare for properties in Cumberland and has limited impact for conveyancing in Cumberland but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
I used Action Conveyancing several years ago for my conveyancing in Cumberland. Now, I need the files however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cumberland of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a house in Cumberland prior to retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some banks may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cumberland. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cumberland to see if the conveyancing will be more expensive.
I am looking for a conveyancing practitioner in Cumberland for my house move. Is there any facility to review a firm’s record with the legal regulator?
One can search for presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £400,000 maisonette in Cumberland in just under a week. The landlords agents has quoted £336 for Landlord’s certificate, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Cumberland?
Cumberland conveyancing on leasehold flats more often than not involves the purchaser’s solicitor submitting questions for the landlord to answer. Although the landlord is under no legal obligation to respond to such questions most will be willing to assist. They are entitled to levy a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is over three hundred pounds, in some cases it is in excess of £800. The administration charge invoiced by the landlord must be accompanied by a summary of entitlements and obligations in respect of administration charges, otherwise the charge is not strictly payable. Reality however dictates that you have no choice but to pay whatever is requested of you if you want to sell the property.
Leasehold Conveyancing in Cumberland - Examples of Queries Prior to Purchasing
-
For most Cumberland leaseholds the outlay for major works are not included within service charges, albeit that there some managing agents in Cumberland require leasehold owners to contribute towards a reserve fund and this is used to offset against major works. Can you tell me if there are any major works on the horizon that will increase the service fees? Its a good idea to discover as much as you can regarding the company managing the block as they can either make living at the property much easier or problematic. Being a leasehold owner you will be at the mercy of the managing agents from a financial perspective and when it comes to practical matters such as the cleanliness of the communal areas. You should not be shy to ask prospective neighbours if they are happy with them. On a final note, find out the dates that the maintenance fees are due to the appropriate party and specifically how they are spending the funds.