I am getting a mortgage with Lloyds. My intention is to retain the legal services of a Licensed Conveyancer in Leiston. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My Leiston lawyer has discovered a discrepancy between the information in the valuation survey and what is in the conveyancing documents. My solicitor informs me that he needs to ensure that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s course or action appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
When it comes to mortgage companies such as Yorkshire BS, do Leiston lawyers incur a fee to be on the list of approved solicitors?
We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Is it the case that all Leiston conveyancing solicitors on the Skipton conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Skipton approved list of solicitors they would need to be governed by the SRA. Some lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the CLC.
I was told three weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Leiston is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey done on a house in Leiston in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks will not issue a mortgage on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Leiston. Conveyancing may be slightly more expensive based on your lender's requirements.
How easy is it to use your search tool to choose a conveyancing practitioner in Leiston on the panel for my lender?
Step one is to select a bank such as National Westminster Bank, The Mortgage Works or Bank of Ireland then choose your preferred area for example Leiston. Conveyancing organisations in Leiston and nationally should be identified.
I have just discovered that one of the partners of the law firm handling the purchase conveyancing in Leiston is is the mother of the seller. Is this permitted?
On the basis that no conflict arises this should be fine. Where you are obtaining mortgage finance then the bank may have a say as many mortgage companies have specific requirements concerning this. For example for Lloyds TSB Scotland as of 21/3/2026, the requirements read as follows :