I am about to complete buying a property in Saxmundham but as a consequence of damage from the recent storms I have managed to agree reparation from the current proprietors in the sum of £3k by way of a reduction in the price. I had intended this to be addressed as part of amending the contract but Aldermore are not allowing this. Why were they involved?
The conveyancer that is on the Aldermore approved list is obliged to advise Aldermore of any changes to the sale price. If you were to refuse your conveyancer to disclose the price change to Aldermore then they would have to discontinue acting for you. In addition, Aldermore and you would have to appoint a new property lawyer for your conveyancing in Saxmundham.
Completed the sale of my flat in Saxmundham last October yet the purchaser is telephoning daily to moan that her lawyer needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Following your house sale your lawyer is duty bound to send the transfer documentation and all additional paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor must also evidence that the legal charge in favour of the lender has been repaid to the buyers solicitors. There is unlikely to be post completion procedures unique to conveyancing in Saxmundham.
Our lender has suggested solicitors on their panel based in Saxmundham but I would rather choose a conveyancing lawyer in Saxmundham round the corner to me. Can you help?
The minority of Saxmundham conveyancing practices are on all lender’s conveyancing panel. Use our search tool to choose a Saxmundham conveyancing solicitor on the on the mortgage company panel.
Me and my partner are purchasing a property in Saxmundham. I might seem paranoid but how we can trust a solicitor? On completion day we will need to put money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am expecting a AIP from UBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Saxmundham solicitors on the UBS conveyancing panel, or is it better to go independently?
You will need to appoint Saxmundham solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
I have paid off my mortgage with Coventry BS. I assume I don't need a Saxmundham conveyancer on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I have been told that property searches are the number one reason for hinderance in Saxmundham house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of delay in conveyancing in Saxmundham.
My husband and I are new to the buying process - agreed a price, yet the agent advised that the vendor will only proceed if we appoint their preferred solicitors as they need a ‘quick sale’. We would rather use a family conveyancer with experience of conveyancing in Saxmundham
It is highly unlikely the vendors are driving this. Should the owner want ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you intend to instruct your own,trusted Saxmundham conveyancing lawyers - not the ones that will give their estate agent a commission or achieve conveyancing thresholds pre-set by corporate headquarters.