I am in the throes of changing my domestic loan to a Buy to Let The Mortgage Works mortgage. I was told by my financial advisor that I must appoint a conveyancer for this. I had a chat my previous Lincolnshire conveyancing practitioner who who did the conveyancing when I originally bought the premises. The fee calculation e-mailed to me of just over five hundred pounds has taken me by surprise as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The costs illustration is slightly on the high side. Where you are content to expend time scrutinising charges you could get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, providing that you were satisfied with the service the firm gave you maycome to regret choosing an an untested solicitor. Don't forget to enquire the firm can represent The Mortgage Works. You can employ our search tool to locate a Lincolnshire conveyancing firm on the The Mortgage Works conveyancing panel, which can often include conveyancing solicitors in Lincolnshire.
My partner and I are planning on selling our house in Lincolnshire and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the purchasers are using an internet conveyancing outfit rather than a conveyancing solicitor in Lincolnshire. We have lived in Lincolnshire for 5 years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
The deeds to our house can not be found. The solicitors who did the conveyancing in Lincolnshire 5 years ago no longer exist. What are my next steps?
Assuming the title is registered the details of your ownership will be retained by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, find your property and order up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
The estate agent has sent us the confirmation of our purchase of a new build flat in Lincolnshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Lincolnshire
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Please confirm the Lease plans are surveyor prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.
Due to the input of my in-laws I had a survey completed on a house in Lincolnshire before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some lenders will not grant a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lincolnshire. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are first time buyers - had an offer accepted, yet the property agent advised that the seller will only go ahead if we instruct the agent's recommended conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a family conveyancer accustomed to conveyancing in Lincolnshire
We suspect that the owner is not behind this request. If they want ‘a quick sale', turning down a serious purchaser is is going to put the whole deal at risk. Contact the owners directly and make sure they understand (a)you are serious purchasers (b)you are ready to progress, with finances arranged © you are chain free (d) you intend to proceed fast (e)but you will continue to appoint your own,trusted Lincolnshire conveyancing lawyers - not the ones that will provide the estate agent a commission or hit his conveyancing targets set by head office.