I am hoping to receive a offer of a home loan from Nat West. I intend to retain the legal services of a Licensed Conveyancer in Little Burstead. Does the Nat West Conveyancing panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am hoping to move into my new home in Little Burstead next Friday. My solicitor now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the bank expect the insurance to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not unique to conveyancing in Little Burstead.
About to place an offer on a leasehold property in Little Burstead. The estate agents tell me that it is the norm for flats in Little Burstead to have less than 75 years unexpired on the lease. I am expecting a mortgage with Accord Mortgages. Will the property be mortgageable given that the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/10/2026 the requirements read as follows :
Are there restrictive covenants that are commonly identified during conveyancing in Little Burstead?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Little Burstead. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a ground for flat up to £245,000 and identified one close by in Little Burstead I like with a park and station nearby, the downside is that it's only got 49 years on the lease. There is not much else in Little Burstead in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease may be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
Is it possible to transfer to a new solicitor as I have to choose one who is on the Barclays conveyancing list. I had appointed a high street conveyancing solicitor in Little Burstead round the corner but the firm is not approved by Barclays
It would be our pleasure to assist you select a conveyancing solicitor in Little Burstead on the Barclays panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Little Burstead. In utilising the find a conveyancing solicitor tool on this site, you can compare fees for conveyancing solicitors in Little Burstead and throughout England and Wales.