It is 10 years ago since I bought my house in Laindon. Conveyancing solicitors have recently been instructed on the sale but I can't locate the deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be kept by your lender or they may be in the possession of the conveyancers who oversaw the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Laindon involves registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
I have justbeen informed that Stirling Law have closed. They carried out my conveyancing in Laindon for a purchase of a leasehold flat 10 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Laindon conveyancing specialists.
How does conveyancing in Laindon differ for newly converted properties?
Most buyers of new build residence in Laindon approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Laindon tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Laindon or who has acted in the same development.
I decided to have a survey completed on a property in Laindon ahead of retaining lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some mortgage companies tend refuse to grant a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Laindon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Laindon to see if the conveyancing will be more expensive.
What does commercial conveyancing in Laindon cover?
Laindon conveyancing for business premises covers a broad array of guidance, provided by regulated solicitors, relating to business property. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
A couple of months ago I was told by my bank that their approved conveyancers operate no sale no charge basis for conveyancing in Laindon. My purchase aborted nevertheless the solicitors want search fees! They are stating that the fees are seperate!
Laindon conveyancing search charges are separate expenses not legal costs as these are due to independent parties.