I am getting a offer of a home loan from Halifax. My intention is to instruct a Licensed Conveyancer in Littleport. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
As I am unsure how the conveyancing bit works what is the most important piece of guidance you can impart concerning purchase conveyancing in Littleport?
You may not hear this from too many lawyers but conveyancing in Littleport and elsewhere in England and Wales is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of room for friction between you and others involved in the ownership transfer. For instance, the vendor, property agent and on occasion a mortgage company. Appointing a solicitor for your conveyancing in Littleport is a critical decision as your conveyancer is your adviser, and is the ONE party in the process whose interest is to protect your best interests and to keep you safe.
We are witnessing a worrying emergence in the "blame" culture- someone must be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your lawyer ahead of all other players when it comes to the legal assignment of property.
Should my solicitor be raising questions about flooding as part of the conveyancing in Littleport.
Flooding is a growing risk for lawyers dealing with homes in Littleport. There are those who acquire a house in Littleport, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Conveyancers are not qualified to offer advice on flood risk, however there are a numerous searches that can be undertaken by the purchaser or by their solicitors which will figure out the risks in Littleport. The standard information sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the owner to discover if the property has ever been flooded. In the event that the residence has been flooded in past which is not revealed by the owner, then a purchaser could bring a legal claim for losses as a result of such an misleading response. A purchaser’s conveyancers should also commission an enviro report. This will disclose if there is any known flood risk. If so, additional investigations should be made.
I have justfound out that Arc property Solicitors have closed. They carried out my conveyancing in Littleport for a purchase of a freehold house 9 months ago. How can I check that my home is not still registered in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Littleport conveyancing specialists.
My business partner and I are looking to lease a unit on the high street. Can you recommend conveyancers offering no-move-no costs for commercial conveyancing in Littleport for less than 2k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Littleport, including the sale and purchase of businesses as well as simply premises. If you are intending to acquire or sell a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. Regarding the charges these will vary based on the structure and nuances of the proposed transaction. Let us have your contact information or telephone us so that we may supply you with a detailed commercial conveyancing quote.
We're new on the property ladder - had an offer accepted, but the property agent informed us that the owners will only issue a contract if we use their preferred lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a high street solicitor used to conveyancing in Littleport
It is unlikely the sellers are behind this. If they require ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Contact the sellers directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to use your own,trusted Littleport conveyancing lawyers - not the ones that will provide the estate agent a referral fee or meet his conveyancing figures demanded by HQ.