At long last a mortgage offer from Nationwide for the refinancing of my 3 bedroom maisonette is due any day now. Are you able to put forward a cheap conveyancing solicitor in Littleport?
You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Littleport. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers seducing you with £100 conveyancing in Littleport. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for extras and still not receive the service you were hoping for.
We are a couple about to exchange contracts for a ground floor flat in Littleport. We encountered a problem. Our loan offer with Platform Home Loans Ltd expires on 1/8/2025 but the vendors are putting forward a completion date of 5/8/2025. Is it possible to extend the loan expiry date?
The person best placed to deal with your issue is your solicitors who is in a position to calculate if he or she is better off negotiating with the bank, seller’s solicitors, property agents or indeed all three taking into account the circumstances your house move as of today.
The Littleport conveyancing solicitors that just started acting on my house acquisition in Littleport have without warning shut down. They were on acting for me because I needed a firm on the Co-operative conveyancing panel and my preferred Littleport lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What do I do now?
Assuming that you have an Estate Agent in the equation then inform them immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.
Last month we had a mortgage agreed in principle with Kent Reliance. Littleport conveyancing solicitors have been chosen. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
There is no definitive answer here. Have Kent Reliance done the valuation? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I can not fathom if my mortgage offer requires a lease extension. I have called into my local Littleport building society branch on a couple of occasions and was told it wasn't a problem and they would lend. My Littleport conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their published requirements. Who do I believe?
Your conveyancer has to comply with the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Littleport solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Littleport surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
About to purchase a new build flat in Littleport. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Littleport
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are architect prepared.
I was pointed in your direction by a few estate agents in Littleport to locate a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to promote your site over a competitor’s?
We don’t offer any referral fee for directing people to this site. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.