We hope to to buy with Melton Mowbray Building Society. We have called around locally but am unable to find a Soham conveyancing firm on the Melton Mowbray Building Society panel. Could you help?
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Pick the lender and type Soham or your preferred area and you will see a number of lawyer offices in Soham or by proximity to you.
I am helping my aunt sell her house in Soham. Will the conveyancing solicitor commission the EPC or do I organise this?
Following the abolition of Home Information Packs, EPC’s was maintained a required component of moving property. An EPC should be commissioned before the property is placed on the market. This is not a task that conveyancers normally arrange. Where you are instructing a Soham conveyancing solicitor they might be willing to arrange energy performance certificates due to their relationships with long established Soham accredited person
I just acquired a flat at auction in Soham. Conveyancing is necessary. What is next?
Having exchanged you now have to instruct a conveyancing lawyer quickly as you are faced with a pending a drop dead date to complete the transaction. Every auction property will ordinarily have an associated auction pack. This will include most,if not all of the paperwork that your solicitor requires. Where you are dealing with leasehold premises the auction pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You should give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are organised to complete the transaction on the set completion date.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Soham solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Soham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are selling our house in Soham and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an online conveyancing outfit rather than a conveyancing solicitor in Soham. Having lived in Soham for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Due to the guidance of my in-laws I had a survey completed on a property in Soham prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some banks tend not issue a mortgage on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements from Nationwide. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Soham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Soham to see if the conveyancing costs will increase in light of this.
Back In 2005, I bought a leasehold house in Soham. Conveyancing and Barclays Direct mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Soham who previously acted has now retired. What should I do?
The first thing you should do is contact HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Soham conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I own a ground floor flat in Soham, conveyancing formalities finalised September 1997. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Soham with an extended lease are worth £195,000. The average or mid-range amount of ground rent is £45 yearly. The lease expires on 21st October 2088
With only 63 years remaining on your lease we estimate the price of your lease extension to be between £16,200 and £18,600 as well as professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.
Our estate agent has recommended their solicitor for the conveyancing in Soham - Is it not simpler advisable to just use them?
It is worth checking if the estate agent is recommending a lawyer or introducing to a lawyer. There are plenty of Soham selling agents who recommend two or three Soham conveyancing firms purely based on those lawyers offering a great service.