We are planning to acquire a house and require a conveyancing solicitor in Loughton who is on the Bank of Ireland approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Loughton.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Loughton so that I can attend their offices when needed.
Whereas this was necessary 12 years ago, almost all banks no longer oblige their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to hand over ID documents and there are still distinct benefits to using a local practitioner, in your situation a conveyancing solicitor in Loughton.
A friend recommended that where I am purchasing in Loughton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Loughton conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Loughton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Loughton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Loughton.
How do I use your search tool to select a conveyancing solicitor in Loughton on the approved list for my bank?
Step one is to select a mortgage company such as HSBC Bank, The Mortgage Works or Alliance & Leicester then specify your preferred area a common one being Loughton. Conveyancing practices in Loughton and beyond will then be listed.
My father has recommend that I appoint his lawyers for conveyancing in Loughton. Should I find my own conveyancer?
There are no two ways about it it’s preferable to choose a conveyancing practitioner is to get guidance from friends or relatives who have actually experience in using the conveyancer that you are contemplating using.
My wife and I purchased a leasehold house in Loughton. Conveyancing and Aldermore mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1995. The conveyancing practitioner in Loughton who previously acted has long since retired. Do I pay?
The first thing you should do is contact the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Loughton conveyancing practitioner to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have attempted and failed to negotiate with my landlord to extend my lease without getting anywhere. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Loughton conveyancing firm to help?
if there is a missing landlord or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to assess the premium.
An example of a Freehold Enfranchisement matter before the tribunal for a Loughton property is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case related to 2 flats. The unexpired lease term was 69.26 years.