My fiance and I are intent on acquiring property in Malpas. My lawyer is not on the bank approved panel. Is it possible for me to use my Malpas conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
Various options include
- Complete the deal with your preferred Malpas lawyer but your lender will no doubt appoint a lawyer from their conveyancing panel. The net result is additional charges and probable frustration.
- Get a fresh lawyer to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Convince your property lawyer to pull out all the stops to get listed on the bank’s conveyancing panel
Please help. My Malpas conveyancer is informing me me that he is legally obliged toconduct Malpas conveyancing searches becausethe firm are on the Lloydsconveyancing panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Malpas conveyancing searches.
We see that you have a search directory identifying firms on the Kent Reliance conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Malpas?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Malpas.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Malpas. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/4/2026, the requirements read as follows :
Are all Malpas Conveyancing Quality Solicitors on the Aldermore conveyancing list of approved practices?
Some major lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
I am selling my apartment. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being a right pain. The Malpas solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have instructed a Malpas property lawyer having made sure that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Malpas surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Been reading online that Malpas solicitors are more costly than licensed conveyancers in Malpas when it comes to purchasing a house. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Malpas.
When it comes to conveyancing in Malpas the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.